Topstep No Activation Fee Combine Review (2026): Prices, Rules & Payouts
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 21, 2026
In short: Topstep's No Activation Fee Combine is the same one-rule monthly evaluation as the Standard Combine, but activation is free when you pass. It costs $95, $149 or $229 a month for the 50K, 100K or 150K, or $85, $129 or $199 with the Responsible Trading Advantage, a Daily Loss Limit that also doubles payout caps.
| Fact | Topstep No Activation Fee Combine |
|---|---|
| Account sizes | 50K / 100K / 150K |
| Price | $95 / $149 / $229 a month |
| With the Daily Loss Limit (RTA) | $85 / $129 / $199 a month, double payout caps |
| Profit target | $3,000 / $6,000 / $9,000 |
| Maximum Loss Limit | $2,000 / $3,000 / $4,500, end-of-day trailing, locks at the starting balance |
| Daily Loss Limit (RTA) | $1,000 / $2,000 / $3,000 |
| Consistency target | 55% |
| Contracts | 5 / 10 / 15 minis (micros 10:1) |
| Activation fee | Free |
| Reset | Same as the monthly price; one free reset credit on every rebill |
| Payout rule | 5 winning days of $150+ (Standard) or 3 days at 40% consistency |
| Cap per payout | $2,000 / $3,000 / $5,000 (Standard), $3,000 / $4,000 / $6,000 (Consistency); doubled with the DLL, up to $12,000 |
| Profit split · minimum | 90/10 · $125 |
Last verified 2026-10-21 (October 21, 2026) against Topstep’s own pages.
Sources
- Topstep: Trading Combine prices and rules
- Help center: Trading Combine parameters
- Help center: Express Funded Account parameters
- Help center: Topstep Payout Policy
- Help center: Maximum Loss Limit
- Help center: Daily Loss Limit
- help.topstep.com — am i eligible to trade with topstep
- help.topstep.com — topstep labs
- topstep
- topstep no activation fee combine
- plan review
- trading combine
This review covers every rule, the price, payouts, the road to live and the rating of Topstep No Activation Fee Combine. The Topstep No Activation Fee Combine plan page has the live price for every size, and all six accounts are side by side in Topstep plans compared. Prices are Topstep's own, as listed on topstep.com on October 21, 2026.
What is Topstep No Activation Fee Combine?
It is the Trading Combine with a different price structure: a higher monthly price and no activation fee when you pass. Adding the Responsible Trading Advantage, a fixed Daily Loss Limit, lowers the monthly price by $10, $20 or $30 and doubles the funded payout caps.
What are the Topstep No Activation Fee Combine rules?
The same as every Trading Combine: one rule, the Maximum Loss Limit ($2,000, $3,000 or $4,500) that trails your end-of-day balance and locks at your start, and two objectives, the 6% profit target and the 55% consistency target. With the Responsible Trading Advantage, a $1,000, $2,000 or $3,000 Daily Loss Limit pauses you for the rest of the session.
Trading closes at 3:10 PM CT and reopens at 5:00 PM CT, so nothing is held overnight. News trading is allowed at your own risk. Bots and trade copiers are allowed with conditions; hedging across accounts and running more than one Topstep profile are not. You trade on TopstepX, futures only.
How much does Topstep No Activation Fee Combine cost?
$95, $149 or $229 a month for the 50K, 100K or 150K, or $85, $129 or $199 with the Daily Loss Limit. Activation is free. A reset costs one month's price, and every rebill includes one free reset credit.
How do Topstep No Activation Fee Combine payouts work?
Every 5 winning days on the Standard path or every 3 trading days at 40% consistency, 50% of the balance per request. With the Daily Loss Limit the caps are $4,000, $6,000 or $10,000 (Standard) and $6,000, $8,000 or $12,000 (Consistency); without it, half that.
On the Standard path a payout needs 5 winning days of $150 or more; on the Consistency path, 3 trading days with no single day above 40% of the profit. Each request is 50% of the balance, at least $125, and the split is 90/10. Aeropay pays instantly for US banks that support real-time payments; Wise, ACH or wire also work ($30 for ACH and wire).
What happens after you pass Topstep No Activation Fee Combine?
You activate an Express Funded Account for free. It starts at a $0 balance; the Maximum Loss Limit trails up and locks at $0, and is set to $0 after the first payout. Up to 5 at once.
Topstep's Risk team decides call-ups to the Live Funded Account. Live payouts have no dollar cap (50% of the balance per request), and after 30 winning days of $150+ in Live, payouts can be requested daily.
How does Topstep No Activation Fee Combine compare to Alpha Futures Standard 50K?
Alpha Futures' Standard 50K, also monthly with free activation, scores 8.7/10 against the No Activation Fee 50K's 7.8: the same $3,000 target and $2,000 max loss, a 50% consistency rule and a $3,000 cap per payout, at $64.50 a month on our site.
Every Topstep plan is compared side by side on the Topstep page, and any two firms on the comparison hub.
Is Topstep No Activation Fee Combine worth it?
Yes, if you are happy trading with a Daily Loss Limit: at $85 a month the 50K rates 8.4/10, with free activation and caps up to $12,000 a payout. Without the limit it rates 7.8 (Strong). If you only want the lowest monthly price, the Standard Combine is $49.
Scores follow the Enigma Rating method: value, risk cushion, payout reach, pass ease and trader sentiment.
More Topstep videos
- 5K Challenge, Explained End To End — And Rated.
- 5K Challenge — Powered Up: $99 Once, Make $1,500 Before You Lose $500, Do It Again, And Keep A Fixed $1,500 Payout.
- Now With 2 Minis Or 20 Micros.
- Topstep Labs 250K Freedom, Explained End To End — And Rated.
- Topstep's Biggest Account: The $250K Freedom Trading Combine From Topstep Labs, $499 Paid Once, A $15,000 Target Against A $10,000 End-Of-Day Loss Limit, And Payouts Up To $25,000 A Request.
- Every Rule, Every Price, How Payouts Work, The Road To Live, And How FundedEnigma Scores It (8.
FAQ
How much is the Topstep No Activation Fee Combine?
$95, $149 or $229 a month for the 50K, 100K or 150K, or $85, $129 or $199 a month with the Responsible Trading Advantage (Daily Loss Limit).
What is the Responsible Trading Advantage at Topstep?
A fixed Daily Loss Limit ($1,000 / $2,000 / $3,000) added at checkout. On the No Activation Fee Combine it takes $10, $20 or $30 off each month, and it doubles the Express Funded Account payout caps.
Is there an activation fee on the No Activation Fee Combine?
No. Activation of the Express Funded Account is free when you pass.
What is the biggest Topstep payout on this plan?
$12,000 per request: the 150K on the Consistency path with the Daily Loss Limit added at checkout.
Does the No Activation Fee Combine have different rules?
No. Targets, the Maximum Loss Limit, the 55% consistency target and contract limits are the same as the Standard Combine.
How does a reset work on a Topstep Combine?
A reset costs one month's price, and every monthly rebill includes one free reset credit.
Topstep: Topstep review · Topstep Trading Combine plan · Topstep No Activation Fee Combine plan · Topstep Labs 25K Static plan · Topstep Labs 50K Static plan · Topstep Labs 250K Freedom plan · Topstep $1.5K Challenge plan
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