Plan card · Topstep
Topstep Labs $250K Freedom Trading Combine Review (2026): $499, Rules & $25,000 Payouts
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 21, 2026
In short: Topstep Labs' $250K Freedom Trading Combine is Topstep's biggest account: $499 paid once for $250,000 of buying power, a $15,000 profit target and a $10,000 end-of-day trailing Maximum Loss Limit. It has a mandatory $5,000 Daily Loss Limit and 90 days to pass; funded payouts go up to $25,000 a request.
$499 once, up to $25,000 a payout
Topstep Labs 250K Freedom key facts
| Fact | Topstep Labs 250K Freedom |
|---|---|
| Account size | 250K |
| Price | $499 one-time (no subscription) |
| Profit target | $15,000 |
| Maximum Loss Limit | $10,000, trailing end of day |
| Daily Loss Limit | Mandatory $5,000 |
| Consistency target | 55% |
| Contracts | 25 minis / 250 micros (funded scaling 3 → 25 lots) |
| Lifespan · resets | 90 days · not available |
| Activation fee | Free |
| Funded payout path | Standard |
| Cap per payout | $25,000 |
| Profit split · minimum | 90/10 · $125 |
| Live | Treated as a $150K: $10,000 minimum start, 15 minis |
Last verified 2026-10-21 (October 21, 2026) against Topstep’s own pages.
Sources
- Help center: Topstep Labs (every drop's parameters)
- Topstep Labs page
- Help center: Express Funded Account parameters
- Help center: Topstep Payout Policy
- topstep.com — topstep prop
- help.topstep.com — trading combine parameters
- help.topstep.com — what is the maximum loss limit
- help.topstep.com — daily loss limit in the trading combine and express funded account
- help.topstep.com — am i eligible to trade with topstep
How much does Topstep Labs 250K Freedom cost?
From $499 (Labs $250K Freedom Trading Combine, 250K), as listed by Topstep. Prices are updated daily; activation fees, where a plan has one, are charged only after passing and are shown as total cost.
| Variant | Size | Price | Target | Max loss | Daily loss | Reset | Total cost |
|---|---|---|---|---|---|---|---|
| Trading Combine | 250K | $499 | $15,000 | $10,000 (EOD) | $5,000 | — | $499 |
Who is Topstep Labs 250K Freedom for?
- You want size: $250K of buying power, 25 minis
- You'd rather pay once: $499, nothing to activate
- You want the biggest cap: $25,000 a payout
What is Topstep Labs 250K Freedom?
It is Topstep Labs drop #002 (July 2026), now on sale any time to new and existing traders, up to 5 a month, from the Labs page in the Topstep dashboard. It is structured like the standard Combines with a Daily Loss Limit.
What are the Topstep Labs 250K Freedom rules?
Make $15,000 without touching a $10,000 Maximum Loss Limit that trails your end-of-day balance, inside a mandatory $5,000 Daily Loss Limit and the 55% consistency target, within 90 days. Contracts go up to 25 minis or 250 micros.
Trading closes at 3:10 PM CT and reopens at 5:00 PM CT, so nothing is held overnight. News trading is allowed at your own risk. Bots and trade copiers are allowed with conditions; hedging across accounts and running more than one Topstep profile are not. You trade on TopstepX, futures only.
How much does Topstep Labs 250K Freedom cost?
$499, paid once. No subscription, no rebill and no reset; the Responsible Trading Discount does not apply even though the Daily Loss Limit is automatic. Activation is free.
How do Topstep Labs 250K Freedom payouts work?
5 winning days of $150+ per payout on the Standard path, 50% of the balance per request, up to $25,000, Topstep's biggest cap, at a 90/10 split.
On the Standard path a payout needs 5 winning days of $150 or more; on the Consistency path, 3 trading days with no single day above 40% of the profit. Each request is 50% of the balance, at least $125, and the split is 90/10. Aeropay pays instantly for US banks that support real-time payments; Wise, ACH or wire also work ($30 for ACH and wire).
What happens after you pass Topstep Labs 250K Freedom?
The Express Funded Account has a $10,000 Maximum Loss Limit (set to $0 after the first payout) and a scaling plan from 3 lots below $1,500 of profit to 25 lots above $8,000. A Live call-up is treated as a $150K account with at least $10,000 to start.
Topstep's Risk team decides call-ups to the Live Funded Account. Live payouts have no dollar cap (50% of the balance per request), and after 30 winning days of $150+ in Live, payouts can be requested daily.
How does Topstep Labs 250K Freedom compare to Funded Futures Network STEADY 250K?
Funded Futures Network's STEADY 250K scores 6.0/10 against the Freedom's 8.8: the same $15,000 target, but a $5,500 loss limit, an 80/20 split and a $3,000 cap per payout, for $225 on our site.
Every Topstep plan is compared side by side on the Topstep page, and any two firms on the comparison hub.
Is Topstep Labs 250K Freedom worth it?
It rates 8.8/10 (Excellent), the highest Topstep plan on FundedEnigma: $499 once for $250,000 of buying power, free activation and a $25,000 cap per payout. The trade-offs are the mandatory $5,000 daily limit, no resets and 90 days to pass.
Scores follow the Enigma Rating method: value, risk cushion, payout reach, pass ease and trader sentiment.
What does the funded Topstep Labs 250K Freedom account look like (250K)?
- Drawdown
- Trailing EOD · $10,000
- Consistency
- None
- Payouts
- Every 5 winning days ($150+)
- Minimum payout
- $125
- Buffer
- $0
- Position limit
- 25 Minis / 250 Micros
- Profit split
- 90/10
Express Funded Account at a $0 balance; Max Loss Limit $10,000 (trailing eod), set to $0 after the first payout; mandatory $5,000 DLL; 5 winning days of $150+ per payout, request 50% of balance up to $25,000; 90/10; free activation
Topstep Labs 250K Freedom — frequently asked questions
- How much does the Topstep $250K Freedom Combine cost?
- $499, one time. There is no subscription and no reset.
- What is the biggest payout at Topstep?
- $25,000 per request, on the $250K Freedom Trading Combine's funded account.
- What are the $250K Freedom rules?
- A $15,000 profit target, a $10,000 end-of-day trailing Maximum Loss Limit, a mandatory $5,000 Daily Loss Limit, a 55% consistency target and 90 days to pass.
- How many $250K Freedom Combines can I buy?
- Up to 5 a month; it is a separate product and does not affect your other Combines.
- How do contracts scale on the $250K Freedom funded account?
- From 3 lots below $1,500 of profit to 4, 5, 10, 15 and 20 lots, and the full 25 lots above $8,000.
- What happens if I'm called up to Live from the $250K Freedom?
- The Live Funded Account follows Topstep's standard Live parameters and is treated as a $150K, with a starting balance of at least $10,000.
1 variants · 250K · plan rules written up on 2026-10-21; facts last verified against Topstep on 2026-10-21.