Topstep Plans Compared (2026): All 6 Accounts, Prices, Rules & Payouts
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 21, 2026
In short: Topstep sells six accounts in 2026: the Trading Combine ($49, $99 or $199 a month plus $149 activation), the No Activation Fee Combine ($95, $149 or $229 a month, $85 to $199 with a Daily Loss Limit), and four one-time Topstep Labs accounts: $25K Static ($75), $50K Static ($149), $250K Freedom ($499) and the $1.5K Challenge ($99).
| Plan | Price | Target | Max loss | Daily limit | Payout cap | Rating |
|---|---|---|---|---|---|---|
| Trading Combine 50K / 100K / 150K | $49 / $99 / $199 a month + $149 activation | $3,000 / $6,000 / $9,000 | $2,000 / $3,000 / $4,500 EOD | Optional | $2,000–$12,000 | 6.9 |
| No Activation Fee Combine | $95 / $149 / $229 a month ($85 / $129 / $199 with DLL) | $3,000 / $6,000 / $9,000 | $2,000 / $3,000 / $4,500 EOD | Optional (RTA) | $2,000–$12,000 | 7.8 |
| Labs $25K Static | $75 one-time | $2,000 | $1,000 static | $500 | $4,000 | 8.4 |
| Labs $50K Static | $149 one-time | $4,000 | $2,000 static | $1,000 | $8,000 | 8.6 |
| Labs $250K Freedom | $499 one-time | $15,000 | $10,000 EOD | $5,000 | $25,000 | 8.8 |
| Labs $1.5K Challenge (Powered Up) | $99 one-time | $1,500 × 2 rounds | $500 static | None | Fixed $1,500 | 6.6 |
Last verified 2026-10-21 (October 21, 2026) against Topstep’s own pages.
Sources
- Topstep: Trading Combine prices and rules
- Help center: Trading Combine parameters
- Help center: Express Funded Account parameters
- Help center: Topstep Payout Policy
- Help center: Topstep Labs (every drop's parameters)
- Topstep Labs page
- help.topstep.com — what is the maximum loss limit
- help.topstep.com — daily loss limit in the trading combine and express funded account
- help.topstep.com — am i eligible to trade with topstep
- topstep
- topstep plans
- plan review
- topstep labs
- trading combine
Every number below is Topstep's own, from topstep.com and its help center on October 21, 2026. Each plan has its own page and video; the Topstep firm page has live prices for every size.
What plans does Topstep offer?
Two monthly Trading Combines and four one-time Topstep Labs accounts. The Trading Combine and the No Activation Fee Combine come in 50K, 100K and 150K and lead to an Express Funded Account; the Labs accounts are the $25K and $50K Static Combines, the $250K Freedom Combine and the $1.5K Challenge.
Plan pages: Topstep Trading Combine · Topstep No Activation Fee Combine · Topstep Labs 25K Static · Topstep Labs 50K Static · Topstep Labs 250K Freedom · Topstep $1.5K Challenge.
What is the cheapest Topstep plan?
The Trading Combine 50K at $49 a month, plus $149 to activate after passing. The cheapest one-time account is the Labs $25K Static at $75, and the $1.5K Challenge costs $99 once.
Which Topstep plan has the biggest payouts?
The Labs $250K Freedom Trading Combine: up to $25,000 per payout request. On the monthly Combines the cap is up to $12,000 (150K, Consistency path, Daily Loss Limit added at checkout).
What is Topstep Labs?
Topstep's experimental product line: limited drops that are real, tradeable accounts. Four of them are now on sale any time, up to 5 of each a month, from the Labs page in the Topstep dashboard: the $25K Static, $50K Static, $250K Freedom and $1.5K Challenge (Powered Up). All are one-time fees with no resets and a 90-day lifespan.
Which Topstep plan is rated highest?
On the Enigma Rating the Labs $250K Freedom scores 8.8/10, the $50K Static 8.6, the $25K Static 8.4, the No Activation Fee Combine 7.8 (8.4 with the Daily Loss Limit), the Trading Combine 6.9 (7.4 with it) and the $1.5K Challenge 6.6.
Which Topstep plan should you choose?
Pick the Trading Combine for the lowest monthly price, the No Activation Fee Combine to skip the $149 activation, a Labs Static Combine for a loss floor that never moves and a one-time fee, the $250K Freedom for size and the biggest payouts, and the $1.5K Challenge for a fixed $1,500 payout with no daily limit.
Compare Topstep with other firms on the Topstep page and the comparison hub.
More Topstep videos
- 5K Challenge, Explained End To End — And Rated.
- 5K Challenge — Powered Up: $99 Once, Make $1,500 Before You Lose $500, Do It Again, And Keep A Fixed $1,500 Payout.
- Now With 2 Minis Or 20 Micros.
- Topstep Labs 250K Freedom, Explained End To End — And Rated.
- Topstep's Biggest Account: The $250K Freedom Trading Combine From Topstep Labs, $499 Paid Once, A $15,000 Target Against A $10,000 End-Of-Day Loss Limit, And Payouts Up To $25,000 A Request.
- Every Rule, Every Price, How Payouts Work, The Road To Live, And How FundedEnigma Scores It (8.
FAQ
How many plans does Topstep have?
Six in October 2026: the Trading Combine, the No Activation Fee Combine and four Topstep Labs accounts ($25K Static, $50K Static, $250K Freedom and the $1.5K Challenge).
What is the cheapest way to start at Topstep?
The Trading Combine 50K at $49 a month (plus $149 activation after passing), or the Labs $25K Static at $75 one-time.
Which Topstep account has a static drawdown?
The Labs $25K Static ($1,000) and $50K Static ($2,000) Trading Combines, and the $1.5K Challenge ($500).
What is Topstep's profit split?
90/10 on every Express Funded Account payout; the $1.5K Challenge pays a fixed $1,500 with no split.
Do Topstep Labs accounts have resets?
No. Every Labs account is a one-time purchase with no rebill and no reset, and expires after 90 days.
Which Topstep plans lead to a Live account?
The two monthly Combines and the three Labs Trading Combines can lead to a Live Funded Account by Risk-team call-up; the $1.5K Challenge cannot.
Topstep: Topstep review · Topstep Trading Combine plan · Topstep No Activation Fee Combine plan · Topstep Labs 25K Static plan · Topstep Labs 50K Static plan · Topstep Labs 250K Freedom plan · Topstep $1.5K Challenge plan
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