Phoenix Trader Funding Plans Compared (2026): Classic, Spark, Daily & Merit
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 21, 2026
In short: Phoenix Trader Funding sells four account lines in 2026: Classic ($89, $128 or $269 a month), Spark ($44 or $74 once plus $29 activation), Daily ($99, $199 or $329 once, daily payouts) and Merit ($69 once, no target). Our code FE takes 30% off Classic, 20% off Spark and 40% off Daily until October 31.
| Plan | Price | With code FE | Target | Drawdown | Payouts | Split | Rating |
|---|---|---|---|---|---|---|---|
| Classic V3 25K / 50K / 100K | $89 / $128 / $269 a month | $62.30 / $89.60 / $188.30 | $1,500 / $3,000 / $6,000 | $1,500 / $2,000 / $3,000 EOD | Weekly, $600–$2,000 max | 90/10 | 6.8 |
| Spark 10K / 25K | $44 / $74 once + $29 activation | $35.20 / $59.20 | $600 / $1,500 | $400 / $1,000 (EOD, real-time funded) | Bi-weekly, $300 / $400 max | 90/10 | 5.4 |
| Daily 10K / 25K / 50K | $99 / $199 / $329 once | $59.40 / $119.40 / $197.40 | $600 / $1,500 / $3,000 | $600 / $1,500 / $2,000 EOD | Every green day, $200–$1,000 a day | 80/20 | 6.3 |
| Merit $2K | $69 once | $69 · code FE | None | $2,000 static | Live only, from $1 | 50/50 then 80% | 6.4 |
Last verified 2026-10-21 (October 21, 2026) against Phoenix Trader Funding’s own pages.
Sources
- Phoenix Trader Funding: Classic accounts (prices and rules)
- Phoenix Trader Funding: Spark accounts (prices and rules)
- Phoenix Trader Funding: Daily accounts (prices and rules)
- Phoenix Trader Funding: Merit accounts (prices and rules)
- Phoenix Trader Funding help center (payouts, live funding, overnight rule)
- phoenix trader funding
- phoenix plans
- plan review
- discount code
Every number below is Phoenix Trader Funding's own, from phoenixtraderfunding.com and its help center on October 21, 2026. Each plan has its own page and video; the Phoenix Trader Funding firm page has live prices for every size.
What plans does Phoenix Trader Funding offer?
Four lines: Classic V3 (monthly, 25K to 100K), Spark (one-time, 10K and 25K), Daily (one-time, 10K to 50K, daily payouts) and Merit (a $69, 30-day live-proof test with no target). Classic, Spark and Daily lead to a Pre-Funded or Sim Funded account and then live with EdgeClear; Merit goes straight to live if accepted.
Plan pages: Phoenix Trader Funding Classic · Phoenix Trader Funding Spark · Phoenix Trader Funding Daily · Phoenix Trader Funding Merit.
What is the cheapest Phoenix Trader Funding plan?
Spark Seed 10K: $44 once, $35.20 with our code FE, plus $29 activation when you pass. The cheapest monthly plan is Classic Starter 25K at $89 a month ($62.30 with code FE); the Daily Seed 10K is $99 once ($59.40 with code FE) with $0 activation.
Which Phoenix plan pays out daily?
Daily: every green day becomes withdrawable 3 trading days later, from $75, up to $200, $500 or $1,000 a day, at 80/20. Classic pays weekly at 90/10, Spark bi-weekly at 90/10, and Merit any time once live.
How much does code FE save at Phoenix Trader Funding?
Until October 31, 2026, our code FE takes 30% off Classic, 20% off Spark and 40% off Daily at checkout through our link. Merit is $69; use our code FE through our link. Affiliate link: FundedEnigma may earn a commission at no extra cost to you.
Which Phoenix plan is rated highest?
On the Enigma Rating the Classic Starter 25K scores 6.8/10, Merit 6.4, Daily 6.3 (25K and 50K) and Spark 6.0 (25K) or 5.4 (10K). Phoenix Trader Funding's firm rating is 7.1/10 (Strong), with trader sentiment of 4.6 on Trustpilot from 244 reviews.
Which Phoenix plan should you choose?
Pick Classic for no daily loss limit and weekly payouts at 90/10, Spark for the cheapest one-time entry and a one-day pass, Daily to be paid for every green day on an end-of-day drawdown, and Merit for a no-target shot at live capital.
Compare Phoenix with other firms on the Phoenix Trader Funding page and the comparison hub.
More Phoenix Trader Funding videos
- Phoenix Merit, Explained End To End — And Rated.
- Phoenix's Merit Account: $69, Paid Once.
- No Profit Goal — Trade For Up To 30 Days On A $2,000 Static Drawdown, The Risk Team And An AI Review Every Trade, And A Human Decides On Live Funding, With No Sim Stage.
- Phoenix Spark, Explained End To End — And Rated.
- Phoenix's Budget Line: Spark, $44 Paid Once For A 10K — $35.
- One Day To Pass, No Consistency Rule In The Challenge, And Payouts From $30.
FAQ
How many plans does Phoenix Trader Funding have?
Four lines in October 2026: Classic V3, Spark, Daily and Merit, with nine account sizes in total.
What is the Phoenix Trader Funding code?
Our code is FE, used at checkout through our link https://phoenixtraderfunding.com/?ref_id=FE: 30% off Classic, 20% off Spark and 40% off Daily until October 31, 2026.
Does Phoenix Trader Funding allow overnight trades?
No. Overnight and over-week positions are prohibited on every Phoenix account at every stage; close before 4:59 PM ET.
What is Phoenix Trader Funding's profit split?
90/10 on Classic and Spark, 80/20 on Daily, and on Merit 50/50 until the capital is repaid, then 80%.
Which Phoenix plans have no daily loss limit?
Classic, Spark and Daily have no daily drawdown; Merit has a 25% dynamic daily drawdown.
How does Phoenix Trader Funding pay out?
By Payoneer, Wise or PayPal, processed in up to 2 to 3 business days, then the processor's own time.
Phoenix Trader Funding: Phoenix Trader Funding review · Phoenix Trader Funding Classic plan · Phoenix Trader Funding Spark plan · Phoenix Trader Funding Daily plan · Phoenix Trader Funding Merit plan
More from the blog: Phoenix Trader Funding Merit Account Review (2026): $69, Rules & Live Funding · Phoenix Trader Funding Daily Review (2026): Daily Payouts, Prices & Rules · Phoenix Trader Funding Spark Review (2026): $44 Once, Rules & Payouts
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