Plan card · Phoenix Trader Funding
Phoenix Trader Funding Classic Review (2026): Rules, Prices & Payouts
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 21, 2026
In short: Phoenix Trader Funding Classic V3 is a monthly futures challenge with an end-of-day trailing drawdown, no daily loss limit, no activation fee and a 2-day pass with a 50% consistency rule. It costs $89, $128 or $269 a month for the 25K, 50K or 100K; our code FE takes 30% off ($62.30, $89.60, $188.30).
monthly, EOD drawdown, no daily loss limit
Phoenix Trader Funding Classic key facts
| Fact | Phoenix Trader Funding Classic |
|---|---|
| Account sizes | 25K / 50K / 100K |
| Price (monthly) | $89 / $128 / $269 |
| With code FE (30% off, until 2026-10-31) | $62.30 / $89.60 / $188.30 a month |
| Profit target | $1,500 / $3,000 / $6,000 |
| Trailing drawdown (EOD) | $1,500 / $2,000 / $3,000, updated once a day |
| Daily drawdown | None |
| Consistency rule | 50% in the challenge; none once funded |
| Minimum trading days | 2 |
| Max contracts | 1 (15 micros) / 3 (30 micros) / 6 (60 micros) |
| Activation fee | None |
| Reset fee | $89 / $128 / $269; a free reset coupon at every renewal |
| Payout rule | 5 winning days of $100 / $200 / $300 between payouts, weekly, $75 minimum |
| Max payout · safety net | $600 / $1,000 / $2,000 · $1,500 / $2,000 / $3,000 |
| Profit split | 90/10 |
| Live funding | After 4 payouts + approval: $1,250 / $2,000 / $3,500, static drawdown |
Last verified 2026-10-21 (October 21, 2026) against Phoenix Trader Funding’s own pages.
- 0:00Intro — Phoenix Classic in 20 seconds
- 0:26Plan overview: sizes, billing, payouts
- 1:00FundedEnigma rating: 6.8/10 vs MyFundedFutures Builder 25K
- 2:13The Classic V3 challenge
- 2:53Trading rules
- 3:28Pricing with our code FE
- 4:13Where the prices live (our link + code)
- 4:26Funded: the Pre-Funded account
- 4:49Payouts: cadence, split, caps, processing
- 5:08Road to live
- 5:30Who Phoenix Classic is for
- 5:55Our code FE + FundedEnigma.com
In a hurry? Watch the 75-second Short.
How much does Phoenix Trader Funding Classic cost with code FE?
From $62.30 (Classic Starter V3 (monthly), 25K) with code FE. List prices and the discount are updated daily; activation fees, where a plan has one, are charged only after passing and are shown as total cost.
| Variant | Size | List | With code | Off | Target | Max loss | Daily loss | Reset | Total cost |
|---|---|---|---|---|---|---|---|---|---|
| Starter V3 (monthly) | 25K | $89 | $62.30 | 30% | $1,500 | $1,500 (EOD) | None | $89 | $62.30 |
| Growth V3 (monthly) | 50K | $128 | $89.60 | 30% | $3,000 | $2,000 (EOD) | None | $128 | $89.60 |
| Scale V3 (monthly) | 100K | $269 | $188.30 | 30% | $6,000 | $3,000 (EOD) | None | $269 | $188.30 |
Who is Phoenix Trader Funding Classic for?
- You want no daily loss limit and an EOD drawdown
- You'll pass fast: 2 days minimum, billed monthly
- You want no consistency once funded and weekly payouts from $75
What is Phoenix Trader Funding Classic?
It is Phoenix's standard monthly challenge, version 3: pass it once and you get a Pre-Funded (simulated) account that pays real money, with a route to a live account with EdgeClear after four payouts.
What are the Phoenix Trader Funding Classic rules?
Hit the 6% profit target without touching the end-of-day trailing drawdown ($1,500, $2,000 or $3,000), which Phoenix updates once a day at midnight CEST. There is no daily drawdown. In the challenge no single day may exceed 50% of your profit; the minimum is 2 trading days.
Every position must be closed before the 4:59 PM ET close: no overnight or over-week holds on any Phoenix account. Tier 1 news (CPI, FOMC, NFP) is tradable, there is no minimum trade duration, and copying trades between your own accounts is allowed; HFT systems, EA bots that trade without you and hedging across accounts are not. Futures only.
How much does Phoenix Trader Funding Classic cost?
$89 a month for the 25K, $128 for the 50K and $269 for the 100K. Our code FE takes 30% off until October 31, 2026: $62.30, $89.60 and $188.30 a month. A reset costs one month's price, and every renewal adds a free reset coupon whether you passed or not. There is no activation fee.
Our code FE takes 30% off every Classic account at checkout through our link until October 31, 2026. Affiliate link: FundedEnigma may earn a commission at no extra cost to you.
How do Phoenix Trader Funding Classic payouts work?
Once funded there is no consistency rule. Build the safety net ($1,500, $2,000 or $3,000), then each payout needs 5 winning days of $100, $200 or $300. Payouts are weekly from $75, up to $600, $1,000 or $2,000 a request, at a 90/10 split.
Payouts go by Payoneer, Wise or PayPal; Phoenix processes them in up to 2 to 3 business days, then the processor's own time.
What happens after you pass Phoenix Trader Funding Classic?
You trade a Pre-Funded account with no consistency rule. You need at least one trade every 7 calendar days, or the account closes and remaining profit is not paid out.
After four payouts on the Pre-Funded account, plus the Phoenix team's approval, you move to a Live Funded account with Phoenix's broker partner EdgeClear, on Rithmic. The drawdown there is static and every rule except overnight and over-week positions is waived.
How does Phoenix Trader Funding Classic compare to MyFundedFutures Builder 25K?
MyFundedFutures' Builder 25K scores 8.4/10 against the Classic Starter 25K's 6.8: a smaller $1,000 drawdown, but no consistency rule to pass, payouts every 48 hours and a $1,000 cap, at 80/20, for $63 one-time on our site.
Every Phoenix plan is compared side by side on the Phoenix Trader Funding page, and any two firms on the comparison hub.
Is Phoenix Trader Funding Classic worth it?
The 25K rates 6.8/10 (Fair). It suits traders who want no daily loss limit and an EOD drawdown and who pass quickly, since it is billed monthly. The $600 cap per payout on the 25K and the safety net are the trade-offs.
Scores follow the Enigma Rating method: value, risk cushion, payout reach, pass ease and trader sentiment.
What does the funded Phoenix Trader Funding Classic account look like (50K)?
- Drawdown
- EOD · $2,000
- Consistency
- None
- Payouts
- Weekly (every 5 winning days)
- Minimum payout
- $75
- Buffer
- $NaN
- Position limit
- 3 Minis / 30 Micros
- Profit split
- 90/10
Monthly subscription; pass in 2 days with a 50% consistency rule (challenge only); no daily drawdown, no activation fee, no minimum trade duration; EOD trailing drawdown; funded: no consistency, 5 winning days ($200+) between payouts, $75 minimum, $1,000 max per payout, $2,000 buffer; Tier-1 news trading allowed; free reset coupon every renewal; Live Funded account with EdgeClear after 4 payouts (live capital $2,000, static drawdown)
Phoenix Trader Funding Classic — frequently asked questions
- How much does Phoenix Trader Funding Classic cost?
- $89, $128 or $269 a month for the 25K, 50K or 100K. Our code FE takes 30% off until October 31, 2026: $62.30, $89.60 or $188.30 a month.
- Does Phoenix Classic have a daily loss limit?
- No. Classic has no daily drawdown; only the end-of-day trailing drawdown of $1,500, $2,000 or $3,000 applies.
- Is there an activation fee on Phoenix Classic?
- No. No Classic account has an activation fee.
- How often does Phoenix Classic pay out?
- Weekly: every 5 winning days of $100, $200 or $300 by size, from $75, up to $600, $1,000 or $2,000 per payout, at 90/10.
- Does the consistency rule apply once funded on Classic?
- No. The 50% consistency rule applies to the challenge only.
- When do I get a live account with Phoenix Classic?
- After four payouts plus the Phoenix team's approval: $1,250, $2,000 or $3,500 of live funding with EdgeClear, on a static drawdown.
3 variants · 25K / 50K / 100K · plan rules written up on 2026-10-21; facts last verified against Phoenix Trader Funding on 2026-10-21.