Options Funding Express Plan Details (2026)

What you need to pass

25K: profit target · 10% $2,500, max loss · 5% intraday $1,250, daily loss none, consistency none; 50K: profit target · 10% $5,000, max loss · 5% intraday $2,500, daily loss none, consistency none; 100K: profit target · 10% $10,000, max loss · 5% intraday $5,000, daily loss none, consistency none.

The drawdown trails in real time — the floor is watched live either way. Once funded it stops trailing at your starting balance.

No consistency rule, no daily loss limit, no minimum days and no time limit — you can pass in a single day.

Trading rules

These apply on every account.

• Expiring options: Auto-closed 3:55 PM ET (4:10 PM for SPY, QQQ, IWM, DIA)
• Overnight · news: Allowed — earnings, CPI and FOMC included
• Drawdown: 5% intraday trailing · stops trailing at the starting balance once funded
• Daily loss limit: None — evaluation or funded
• Strategies: Buy-only — single-leg long calls and puts
• Accounts: Up to 10 at once · no API or automation
• Resets: 10% under your monthly price · a funded account can't be reset
• Options only, on about 274 whitelisted tickers (SPY, QQQ, IWM, DIA, SPX, SPXW …) — no stock trading · RixTrade web platform, orders placed by hand · ID + selfie check before the first payout

Funded: 8 winning days per payout

25K: winning day $100+, minimum $500, caps · payouts 1–4 $1,000 / $1,000 / $1,500 / $2,500; 50K: winning day $150+, minimum $1,000, caps · payouts 1–4 $1,000 / $1,500 / $2,000 / $5,000; 100K: winning day $200+, minimum $2,000, caps · payouts 1–4 $2,000 / $3,000 / $4,000 / $10,000.

Each payout: 8 winning days in the cycle (not in a row), then up to 50% of your profit · caps after the 4th payout aren't published · a breached funded account is closed for good.

Payouts

After 8 winning days — every payout — $150+ each on the 50K. Split: 80%. 1st payout cap: 25K $1,000, 50K $1,000, 100K $2,000. Half your profit: each payout is up to 50% of profit, to the cap. Paid by ACH or wire from Mercury — "as fast as 12 hours" per the firm · ID + selfie before the first payout · the $129 activation fee is added back on top of your first payout.

Going live

Invitation (at the firm's discretion — 30 days to answer) → Accept = reset (every account closes · pending payouts cancelled unpaid) → One live account (50% of your largest plan · real capital at Interactive Brokers). If you decline: payouts capped at $3,000 · barred; Live rules: defined-risk · daily limit · no cap; The firm: founded 2026 · Trustpilot 3.0 (11).

Funded account at a glance (50K)

Drawdown

Intraday Trailing · $2,500

Consistency

None

Payouts

8 winning days per payout

Minimum payout

$1000

Position limit

No published contract limit

Profit split

80/20

Express (buy-only calls & puts) 50K: $279/month until funded ($83.7 with our code FE, 70% off), $129 activation fee to go funded (not discounted; added back on the first payout); 10% target $5,000, 5% intraday trailing drawdown $2,500 (floor stops trailing at the starting balance once funded); strategies: buy-only: single-leg long calls and long puts (no selling, no spreads); no consistency rule, no daily loss limit, no minimum days, no time limit; funded 80/20: each payout needs 8 winning days of $150+ realized profit and pays up to 50% of profit, min $1,000, caps payouts 1-4 $1,000 / $1,500 / $2,000 / $5,000 (5th+ not published); ACH or wire from Mercury. Live (invitation only): $25,000 live allocation, $2,500 drawdown, $750 daily loss limit; accepting closes every account and cancels pending payout requests unpaid

Options Funding Express — frequently asked questions

What is the Options Funding code for Express?

Our Options Funding code FE takes 70% off every Options Funding plan — use it at checkout through our link (optionsfunding.co/?ref=fe).

How does Express pay out?

After 8 winning days — every payout — $150+ each on the 50K; 80% split.

How is Express rated?

5.4/10 (Fair) on the 100K in the FundedEnigma scorer. Lifts it: the cheapest way into Options Funding · no consistency rule and no daily loss limit · overnight and news allowed · 70% off with code FE. Holds it back: buy-only calls and puts · an intraday trailing drawdown · 8 winning days per payout · an 80% split · a harsh live transition · a young firm: Trustpilot 3.0 from 11 reviews.

Can I hold options overnight?

Yes — overnight holds and news or earnings trades are allowed; only expiring options are closed for you at 3:55 PM ET (4:10 PM for SPY, QQQ, IWM, DIA).