Options Funding Express Review (2026): Buy-Only Calls And Puts, 10% Target, Code FE & Our 5.4/10 Rating

What you need to pass

25K: profit target · 10% $2,500, max loss · 5% intraday $1,250, daily loss none, consistency none; 50K: profit target · 10% $5,000, max loss · 5% intraday $2,500, daily loss none, consistency none; 100K: profit target · 10% $10,000, max loss · 5% intraday $5,000, daily loss none, consistency none.

The drawdown trails in real time — the floor is watched live either way. Once funded it stops trailing at your starting balance.

No consistency rule, no daily loss limit, no minimum days and no time limit — you can pass in a single day.

Trading rules

These apply on every account.

Expiring options: Auto-closed 3:55 PM ET (4:10 PM for SPY, QQQ, IWM, DIA) · Overnight · news: Allowed — earnings, CPI and FOMC included · Drawdown: 5% intraday trailing · stops trailing at the starting balance once funded · Daily loss limit: None — evaluation or funded · Strategies: Buy-only — single-leg long calls and puts · Accounts: Up to 10 at once · no API or automation · Resets: 10% under your monthly price · a funded account can't be reset · Options only, on about 274 whitelisted tickers (SPY, QQQ, IWM, DIA, SPX, SPXW …) — no stock trading · RixTrade web platform, orders placed by hand · ID + selfie check before the first payout

Price with our code FE

Monthly fees (list → with code FE): 25K $239 → $71.70, 50K $279 → $83.70, 100K $389 → $116.70. Billed monthly until you pass, then billing stops. A flat $129 activation fee (not discounted) is charged to go funded and added back on your first payout.

Our Options Funding code FE takes 70% off every Options Funding plan — use it at checkout through our link (optionsfunding.co/?ref=fe).

Funded: 8 winning days per payout

25K: winning day $100+, minimum $500, caps · payouts 1–4 $1,000 / $1,000 / $1,500 / $2,500; 50K: winning day $150+, minimum $1,000, caps · payouts 1–4 $1,000 / $1,500 / $2,000 / $5,000; 100K: winning day $200+, minimum $2,000, caps · payouts 1–4 $2,000 / $3,000 / $4,000 / $10,000.

Each payout: 8 winning days in the cycle (not in a row), then up to 50% of your profit · caps after the 4th payout aren't published · a breached funded account is closed for good.

Payouts

After 8 winning days — every payout — $150+ each on the 50K. Split: 80%. 1st payout cap: 25K $1,000, 50K $1,000, 100K $2,000. Half your profit: each payout is up to 50% of profit, to the cap. Paid by ACH or wire from Mercury — "as fast as 12 hours" per the firm · ID + selfie before the first payout · the $129 activation fee is added back on top of your first payout.

Going live

Invitation (at the firm's discretion — 30 days to answer) → Accept = reset (every account closes · pending payouts cancelled unpaid) → One live account (50% of your largest plan · real capital at Interactive Brokers). If you decline: payouts capped at $3,000 · barred; Live rules: defined-risk · daily limit · no cap; The firm: founded 2026 · Trustpilot 3.0 (11).

Rating: 5.4/10 and the closest rival

The Enigma Score gives the Express 100K 5.4/10 (Fair): Value 48, Risk Cushion 72, Payout Reach 71, Pass Ease 67, Trader Sentiment 69 (3.0 out of 5 on Trustpilot). Lifts it: the cheapest way into Options Funding · no consistency rule and no daily loss limit · overnight and news allowed · 70% off with code FE. Holds it back: buy-only calls and puts · an intraday trailing drawdown · 8 winning days per payout · an 80% split · a harsh live transition · a young firm: Trustpilot 3.0 from 11 reviews.

Its closest rival is Options Funding Growth 100K (6.9/10, $149.70 a month): Strategies: buy-only calls & puts vs everything; Target: 10% vs 12%; Drawdown: 5% intraday vs 6% End-of-Day; Consistency · daily limit: none · none vs none · none; Payouts: 8 winning days vs 8 winning days; 4th payout cap: $10,000 vs $6,000; Split: 80 / 20 vs 80 / 20.

Who Options Funding Express is for

Buy it if: You buy calls and puts and don't need spreads or short premium; The lowest price at Options Funding, with a lower 10% target; You're fine with a drawdown that trails in real time. Not for you if: You trade spreads or sell premium → Growth. The cheapest way in is the 25K at $71.70 with our code FE. Before you buy: Options Funding was founded in 2026 and has a 3.0 Trustpilot score from 11 reviews, and accepting its live invitation closes every account and cancels pending payout requests.

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