Options Funding Review 2026
Options Funding is a United States-based options proprietary trading firm that has been operating for 1 year. Evaluation accounts start at $239, currently 60% off with code FE.
Options Funding
Options Funding is an options prop firm (Options Funding LLC, Wyoming; founded 2026): one-step Growth (all strategies, EOD trailing drawdown) and Express (buy-only calls and puts, intraday trailing drawdown) evaluations from $25K to $100K on the RixTrade platform, billed monthly until funded, then an 80/20 simulated funded account and an invitation-only live account at Interactive Brokers. Before you buy: a young firm with a 3.0 Trustpilot score from 11 reviews, and accepting the live invitation cancels any pending payout requests.
Affiliate link — FundedEnigma may earn a commission if you sign up, at no extra cost to you. The code FE applies the firm’s current discount. Disclosure.
Quick Facts
Profit Split
80/20
Max Allocation
10 accounts up to $100K (simulated); one live account at 50% of the largest plan
First Payout
8 days
Payout Frequency
Per payout: 8 winning days in the cycle (no calendar wait)
Company Information
Features & Rules
Payment Methods
Overview
Enigma Rating
100% data confidence
Follows the best-rated of 6 plans, each scored on its own rules and price against plans with the same drawdown type.
Net first payout you can expect per dollar paid in (repeat your eval result once, after the split and any cap; monthly plans count an expected 1.5 months of fees) — vs. every plan in the same market. — ≈ $4.9 first payout / $1 spent · Growth (all strategies) 100K
How much USABLE loss buffer you get for what you pay in — a static drawdown counts in full, an end-of-day trailing one 85%, an intraday trailing one 60% — vs. every plan in the same market. — ≈ $18.3 buffer / $1 spent · Growth (all strategies) 100K
How quickly you reach a first withdrawal — eval days, funded days, the profit buffer and the payout cycle — how cheaply, and how much you can withdraw per month across all allowed accounts before going live. — ≈ 9 trading days to a first payout · $329 all-in · Growth (all strategies) 100K
How few restrictive rules stand between you and getting funded — scored per plan from its own eval and funded rules (static > locking trailing > end-of-day > intraday drawdown, buffer vs target, daily loss limit, consistency, min days, phases). — Friction: Lower first-payout return per $ than most plans in this market, First payout capped at $2,000 · Growth (all strategies) 100K
Reliability: Trustpilot score weighted by how many reviews stand behind it, the trend of the latest reviews, complaint themes and consumer alerts, plus track record (review volume and years operating). — 3.0/5 Trustpilot (11 reviews) · praised: Clear rules (18%), Helpful support (9%) · complaints: Scam accusations (36%), Rule changes / unfair breaches (18%) · score weighted down for only 11 reviews
Rating by plan
All-in price includes the live discount| Plan | Account | Total cost | Value | Cushion | Payout | Ease | Rating |
|---|---|---|---|---|---|---|---|
| Express (buy-only calls & puts) | 25K | $224.60−60% | |||||
| Growth (all strategies) | 25K | $252.60−60% | |||||
| Express (buy-only calls & puts) | 50K | $240.60−60% | |||||
| Growth (all strategies) | 50K | $288.60−60% | |||||
| Express (buy-only calls & puts) | 100K | $284.60−60% | |||||
| Growth (all strategies)Best | 100K | $328.60−60% |
Why the best plan scores well
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
What holds it back
- −Lower first-payout return per $ than most plans in this market
- −First payout capped at $2,000
What recent reviews say
- +Clear rules (18%)
- +Helpful support (9%)
- −Scam accusations (36%)
- −Rule changes / unfair breaches (18%)
- −Payout problems (9%)
Trading Platforms
Tradable Assets
Payment Methods
Payout Methods
Key Features
Risk-Reward Profile
Trading Flexibility Score
Based on Options Funding's trading rules, this firm offers a aggressive trading environment. Ideal for active traders who want flexibility with their strategies.
Indicative classification derived from the firm's published rule flags (scalping, news trading, consistency rules, etc.). Not part of the Enigma Score — see our methodology page for how firms are actually scored.
Market Position
Options Funding at a glance
Challenge Plans & Pricing
Cost Calculator
Evaluation vs Funded Account
What Changes When You Get Funded
Key rule differences between evaluation and funded phases
Payout Journey
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Trading Rules
Trading Permissions
Trading Requirements
Additional Rules
None on either plan, in the evaluation or funded.
Evaluation Guidelines
Options prop firm (Options Funding LLC, Wyoming, founded 2026) on the RixTrade web platform: one-step evaluations from $25K to $100K, billed monthly until you pass. Growth ($309 / $399 / $499 a month): 12% target, 6% End-of-Day trailing drawdown, every options strategy including naked shorts and spreads. Express ($239 / $279 / $389 a month): 10% target, 5% intraday trailing drawdown, buy-only single-leg calls and puts. No consistency rule, no daily loss limit, no minimum days, no time limit. $129 activation fee to go funded (added back on the first payout). Funded: 80/20, each payout needs 8 winning days and pays up to 50% of profit. Before you buy: the firm is about five months old with a 3.0 Trustpilot score from 11 reviews, and the invitation-only live account closes every account and cancels pending payout requests when you accept; it is sized at 50% of your largest plan.
Options only, on a whitelist of about 274 tickers (SPY, QQQ, IWM, DIA, SPX, SPXW and more); no stock trading. 0DTE allowed; expiring positions auto-close at 3:55 PM ET (4:10 PM for SPY, QQQ, IWM, DIA). Overnight holds and news/earnings trading allowed. No API or automation; orders placed by hand on RixTrade. Up to 10 evaluation or funded accounts. A breached funded account cannot be reset. Payouts by ACH or wire from Mercury after ID + selfie KYC. Live program: invitation only, defined-risk strategies, daily loss limit, one payout request per day, no cap.
Restricted Countries
Options Funding is not available in 22 countries
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with Options Funding before purchasing.
Trust & Track Record
Reviews & Verdict
The Upside
What we love
Traders keep 80/20 of their profits.
Skip evaluation with instant funding options.
No restrictions on trading during news events.
Grow your account size with performance.
The Downside
Room for improvement
None on either plan, in the evaluation or funded.
Not available in 22 countries.
Identity verification required before trading.
High-frequency trading strategies are restricted.
Trustpilot Reviews
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Community Reviews
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Frequently Asked Questions
About Options Funding
Funded traders keep a 80/20 profit split. Capital can scale up to 10 accounts up to $100K (simulated); one live account at 50% of the largest plan. Payouts: Per payout: 8 winning days in the cycle (no calendar wait), with a first withdrawal available after 8 days. Risk is managed using the EOD trailing (Growth) / intraday trailing (Express) drawdown model, and a consistency rule applies: None on either plan, in the evaluation or funded. Trading is available on RixTrade across Options. On Trustpilot it holds 3.0/5 from 11 reviews. Compare Options Funding on FundedEnigma and check out with code FE to get the firm's current public discount while the sale is attributed to FundedEnigma.
Trustpilot rating: 3.0 / 5 from 11 reviews
Options Funding plans
Options Funding — Frequently asked questions
- How much does Options Funding cost?
- Options Funding evaluations start at $239 (base price). Use code FE for the current 60% discount.
- What is Options Funding's profit split?
- Options Funding offers a 80/20 profit split.
- What is Options Funding's payout policy?
- Options Funding's payout policy is: Per payout: 8 winning days in the cycle (no calendar wait).
- Does Options Funding have a consistency rule?
- Yes — Options Funding applies a consistency rule: None on either plan, in the evaluation or funded.
- What drawdown type does Options Funding use?
- Options Funding uses EOD trailing (Growth) / intraday trailing (Express) drawdown.
- Which countries does Options Funding restrict?
- Options Funding does not accept traders from 22 countries, including Afghanistan, Belarus, Central African Republic, DR Congo, Congo, Cuba, Eritrea, Haiti and 14 more. The full list is on this page under Restricted Countries.
- What are Options Funding's payout rules?
- At Options Funding, payouts are per payout: 8 winning days in the cycle (no calendar wait); the first payout can be requested after 8 days; payout methods are ACH, Wire transfer.
Reviewed by the FundedEnigma Editorial Team · Methodology · Editorial policy · Last updated September 29, 2026