FTMO Review 2026
FTMO is a Czech Republic-based futures proprietary trading firm that has been operating for 11 years. Evaluation accounts start at $119; no code needed — sign up through our link.
FTMO
FTMO is the Prague prop firm that has run its CFD evaluation since 2015 ($650M+ paid out, 4.5M+ customers, Trustpilot 4.8 on 52K+ reviews). FTMO Futures is its CME futures product: one-phase Growth and Pro evaluations ($50K / $100K / $150K) on a monthly subscription, an EOD-trailing drawdown that locks at the starting balance, no activation fee, no consistency rule once funded, and 90/10 payouts every 4 (Growth) or 5 (Pro) qualifying days. US residents join through FTMO's US entity: https://join.ftmo.oanda.com/qwZjDVILzZsNmEzkfmPD
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Quick Facts
Profit Split
90/10
Max Allocation
$150K per account; 3 Sim-Funded accounts at once ($450K)
First Payout
4 days
Payout Frequency
Every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account
Company Information
Features & Rules
Payment Methods
Overview
Enigma Rating
100% data confidence
Follows the best-rated of 6 plans, each scored on its own rules and price against plans with the same drawdown type.
Net first payout you can expect per dollar paid in (repeat your eval result once, after the split and any cap; monthly plans count an expected 1.5 months of fees) — vs. every plan in the same market. — ≈ $26.8 first payout / $1 spent · Pro Evaluation 150K
How much USABLE loss buffer you get for what you pay in — a static drawdown counts in full, an end-of-day trailing one 85%, an intraday trailing one 60% — vs. every plan in the same market. — ≈ $22.3 buffer / $1 spent · Pro Evaluation 150K
How quickly you reach a first withdrawal — eval days, funded days, the profit buffer and the payout cycle — how cheaply, and how much you can withdraw per month across all allowed accounts before going live. — ≈ 7 trading days to a first payout · $269 all-in · Pro Evaluation 150K
How few restrictive rules stand between you and getting funded — scored per plan from its own eval and funded rules (static > locking trailing > end-of-day > intraday drawdown, buffer vs target, daily loss limit, consistency, min days, phases). — Friction: Daily loss limit $2,000, 50% consistency rule in eval, First payout capped at $8,000 · Pro Evaluation 150K
Reliability: Trustpilot score weighted by how many reviews stand behind it, the trend of the latest reviews, complaint themes and consumer alerts, plus track record (review volume and years operating). — 4.8/5 Trustpilot (52,622 reviews) · recent 60 reviews average 4.9 · praised: Clear rules (13%), Helpful support (10%) · 11 years operating
Rating by plan
All-in price includes the live discount| Plan | Account | Total cost | Value | Cushion | Payout | Ease | Rating |
|---|---|---|---|---|---|---|---|
| Growth Evaluation | 50K | $119 | |||||
| Pro Evaluation | 50K | $139 | |||||
| Growth Evaluation | 100K | $169 | |||||
| Pro Evaluation | 100K | $199 | |||||
| Growth Evaluation | 150K | $229 | |||||
| Pro EvaluationBest | 150K | $269 |
Why the best plan scores well
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded, locks at the start balance
- +No consistency rule once funded
- +Higher first-payout return per $ than most plans in this market
- +Withdraw up to $100,800/month across 3 accounts
What holds it back
- −Daily loss limit $2,000
- −50% consistency rule in eval
- −First payout capped at $8,000
What recent reviews say
- +Clear rules (13%)
- +Helpful support (10%)
- +Fast payouts (7%)
Trading Platforms
Tradable Assets
Payment Methods
Payout Methods
Key Features
Risk-Reward Profile
Trading Flexibility Score
Based on FTMO's trading rules, this firm offers a aggressive trading environment. Ideal for active traders who want flexibility with their strategies.
Indicative classification derived from the firm's published rule flags (scalping, news trading, consistency rules, etc.). Not part of the Enigma Score — see our methodology page for how firms are actually scored.
Market Position
FTMO at a glance
Challenge Plans & Pricing
Cost Calculator
Evaluation vs Funded Account
What Changes When You Get Funded
Key rule differences between evaluation and funded phases
Payout Journey
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Trading Rules
Trading Permissions
Trading Requirements
Additional Rules
Evaluation only: best day <= 40% of total profit (Growth) or <= 50% (Pro); exceeding it is not a breach, you keep trading until the ratio is met. No consistency rule on the Sim-Funded Account.
Sim-Funded accounts with no trade for 30 consecutive calendar days are closed (no inactivity rule on Live Funded)
Evaluation Guidelines
FTMO Futures ($50K / $100K / $150K on NinjaTrader, Tradovate or TradingView) is a one-phase evaluation on a monthly subscription — Growth $119 / $169 / $229, Pro $139 / $199 / $269 — with no activation fee, no minimum days and no time limit; passing cancels the billing. Targets $3,000 / $6,000 / $9,000 against an EOD-trailing max drawdown that locks at the starting balance (Growth $2,000 / $3,500 / $5,000 with no daily loss limit; Pro $3,000 / $4,500 / $6,000 with a hard $1,000 / $1,500 / $2,000 daily loss limit) and a 40% (Growth) or 50% (Pro) consistency rule that only delays the pass. Resets $109–$259. The Sim-Funded Account keeps the same drawdown, drops the target and consistency rule, adds a soft (Growth) or hard (Pro) daily loss limit and scales contracts by profit; payouts at 90/10 every 4 qualifying days of $150–$300+ (Growth, 50% of profit, caps $2,500–$4,000) or every 5 days of $200–$500+ (Pro, 100% of profit, caps $5,000–$8,000), minimum $20. Top performers may be invited to a Live Funded Account with real capital, daily payouts and no cap.
CME futures only (19 minis + 11 micros: NQ, ES, YM, RTY, GC, SI, HG, PL, CL, NG, FX, Micro Bitcoin/Ether); commissions $0.50 per side minis, $0.20 micros plus exchange/NFA fees; Level 1 data included. Trading day 6:00 pm – 4:10 pm ET: flat and orders cancelled before 4:10 pm ET, no overnight or weekend positions. News trading allowed; automated trading allowed but no HFT or latency arbitrage; no copying third-party trades (copying between your own accounts is fine); no cross-account hedging; no new positions within 2% of a CME price limit; micros count 1:10 against the contract cap; up to 3 Sim-Funded accounts, unlimited evaluations; VPN/VPS allowed. Payouts in USD (min $20) via Wise, Revolut bank wire, Visa Direct or Mastercard Send (not US); US traders file a W-9 and use a licensed US bank. FTMO Futures is not offered to residents of AR, DE, LA, MT and SC and some other countries; US residents join through https://join.ftmo.oanda.com/qwZjDVILzZsNmEzkfmPD (everyone else: https://join.ftmo.com/qwZjDVILzZsNmEzkfmPD).
Restricted Countries
FTMO is not available in 7 countries
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with FTMO before purchasing.
Trust & Track Record
Reviews & Verdict
The Upside
What we love
Traders keep 90/10 of their profits.
Payouts processed within 4 days.
Trade with automated systems and expert advisors.
No restrictions on trading during news events.
Grow your account size with performance.
The Downside
Room for improvement
Evaluation only: best day <= 40% of total profit (Growth) or <= 50% (Pro); exceeding it is not a breach, you keep trading until the ratio is met. No consistency rule on the Sim-Funded Account.
Identity verification required before trading.
Positions must be closed before weekends.
High-frequency trading strategies are restricted.
Trustpilot Reviews
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Community Reviews
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Frequently Asked Questions
Support & Contact
About FTMO
Funded traders keep a 90/10 profit split. Capital can scale up to $150K per account; 3 Sim-Funded accounts at once ($450K). Payouts: Every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account, with a first withdrawal available after 4 days. Risk is managed using the EOD trailing (locks at the initial balance) drawdown model, and a consistency rule applies: Evaluation only: best day <= 40% of total profit (Growth) or <= 50% (Pro); exceeding it is not a breach, you keep trading until the ratio is met. No consistency rule on the Sim-Funded Account. Trading is available on NinjaTrader, Tradovate, TradingView across Futures. On Trustpilot it holds 4.8/5 from 52,622 reviews. Compare FTMO on FundedEnigma and sign up through our link — no code needed (sign up through our link) — so the sale is attributed to FundedEnigma at the firm's standard price.
Trustpilot rating: 4.8 / 5 from 52,622 reviews
FTMO plans
FTMO — Frequently asked questions
- How much does FTMO cost?
- FTMO evaluations start at $119 (base price). No code needed — sign up through our link.
- What is FTMO's profit split?
- FTMO offers a 90/10 profit split.
- What is FTMO's payout policy?
- FTMO's payout policy is: Every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account.
- Does FTMO have a consistency rule?
- Yes — FTMO applies a consistency rule: Evaluation only: best day <= 40% of total profit (Growth) or <= 50% (Pro); exceeding it is not a breach, you keep trading until the ratio is met. No consistency rule on the Sim-Funded Account.
- What drawdown type does FTMO use?
- FTMO uses EOD trailing (locks at the initial balance) drawdown.
- Which countries does FTMO restrict?
- FTMO does not accept traders from 7 countries, including US states AR, DE, LA, MT, SC, Iran, Syria, Myanmar, North Korea, Russia, Afghanistan. The full list is on this page under Restricted Countries.
- What are FTMO's payout rules?
- At FTMO, payouts are every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account; the first payout can be requested after 4 days; payout methods are Wise, Revolut bank wire, Visa Direct, Mastercard Send (non-US).
Reviewed by the FundedEnigma Editorial Team · Methodology · Editorial policy · Last updated September 22, 2026