FTMO vs Lucid Trading: Which Prop Firm Is Better in 2026?
A side-by-side comparison of FTMO and Lucid Trading on the FundedEnigma Score, pricing, profit split, drawdown model and payouts. FTMO currently rates higher by best-plan Enigma Rating. Our link attributes FTMO sign-ups at the standard price (no discount) and FE applies Lucid Trading’s discount.
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated October 4, 2026
| FTMO | Lucid Trading | |
|---|---|---|
| Enigma Score (firm) | — | 66/100 (B) |
| Enigma Rating (best plan) | 8.6/10 (Excellent) | 8.1/10 (Excellent) |
| Best plan | Pro Evaluation 150K · $269 all-in | LucidDaily EOD (DLL on) 50K · $95.20 all-in |
| Net first payout | ≈ $7,200 net | ≈ $2,700 net |
| Days to first payout | ≈ 7 trading days | ≈ 4 trading days |
| Pass Ease | 80/100 | 78/100 |
| From (with code) | $119 | $75.60 |
| FundedEnigma code | LINK | FE |
| Current discount | — | 40% off |
| Profit split | 90/10 | 90/10 |
| Drawdown model | EOD trailing (locks at the initial balance) | EOD |
| Payouts | Every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account | Daily (LucidDaily) / 3–5 day cycles |
| Max allocation | $150K per account; 3 Sim-Funded accounts at once ($450K) | $150K |
| Type | Futures | Futures |
Why each best plan scores the way it does
FTMO's best plan rates higher (8.6/10 (Excellent)). Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
FTMOPro Evaluation 150K
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded, locks at the start balance
- +No consistency rule once funded
- +Higher first-payout return per $ than most plans in this market
- +Withdraw up to $100,800/month across 3 accounts
- +Reviews praise: Helpful support (12%)
- +Reviews praise: Clear rules (8%)
- −Daily loss limit $2,000
- −50% consistency rule in eval
- −First payout capped at $8,000
Lucid TradingLucidDaily EOD (DLL on) 50K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Up to $75,000 of sim payouts before the move to live (5 accounts)
- +Reviews praise: Fast payouts (10%)
- −Daily loss limit $1,200
- −50% consistency rule in eval
- −$2,100 profit buffer before the first withdrawal
- −Reviews mention: Account blocks / KYC disputes (42%)
- −Reviews mention: Scam accusations (20%)
Key differences
- Lucid Trading is cheaper to start — from $75.60 vs $119 (a $43.40 difference) with code FE.
- Drawdown models differ: FTMO uses EOD trailing (locks at the initial balance), while Lucid Trading uses EOD — often the deciding factor for active traders.
- Payout schedules differ: FTMO — Every 4 qualifying days (Growth) or 5 (Pro); daily on the Live Funded Account; Lucid Trading — Daily (LucidDaily) / 3–5 day cycles.
- Lucid Trading has the bigger live discount right now — 40% off vs no current discount, via code FE (Lucid Trading) / no code needed (sign up through our link) (FTMO).
Which should you choose?
Choose FTMO if you prefer its drawdown model or payout schedule shown in the table above.
Choose Lucid Trading if you want a lower entry cost, a bigger current discount (40% off) and a higher overall Enigma Score.
Frequently asked questions
- Is FTMO or Lucid Trading better?
- By best-plan Enigma Rating, FTMO rates higher (8.6/10 (Excellent)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, FTMO or Lucid Trading?
- Lucid Trading is cheaper to start, from $75.60 with code FE versus $119 for FTMO.
- How do payouts compare?
- FTMO pays out every 4 qualifying days (growth) or 5 (pro); daily on the live funded account, while Lucid Trading pays out daily (luciddaily) / 3–5 day cycles. Check each firm's first-payout rules on its review page before deciding.
Read the full reviews: FTMO · Lucid Trading · How the Enigma Score works