TopOne Instant Sim Funded Plan Details (2026)

What each payout needs

25K: 1st payout · 6% $1,500, max loss (End-of-Day) $1,000, daily limit $625, cap · 2.0 $1,000; 50K: 1st payout · 6% $3,000, max loss (End-of-Day) $2,000, daily limit $1,250, cap · 2.0 $2,000; 100K: 1st payout · 6% $6,000, max loss (End-of-Day) $4,000, daily limit $2,500, cap · 2.0 $2,500; 150K: 1st payout · 6% $9,000, max loss (End-of-Day) $5,250, daily limit $3,000, cap · 2.0 $3,000.

End-of-Day trailing drawdown, locks at start + $100 or at your first payout. TopOne's Instant overview says going past the daily limit breaches the account.

20% consistency: your best day at most 20% of the profit, at every payout. Targets: 6% for the first, 5% for the second, 4% after that.

Trading rules

These apply on every account.

• Close time: Flat by 4:10 PM ET · no overnight or weekend holds
• News trading: Allowed — no news rule on this plan
• Drawdown: End-of-Day trailing · locks at start + $100
• Daily limit: $625–$3,000 · treat it as a hard line
• Bots · EAs: Not allowed · every trade held over 10 seconds
• Accounts: 5 at 25K or 50K · 3 at 100K or 150K
• Inactivity: One trade every 14 days, or a hard breach
• Trades must stay open over 10 seconds · copy trading only between accounts of the same type and size · platform chosen at checkout, fixed per account · no refunds · commissions $5.76 round turn on ES/NQ, $1.90 on micros

Funded from day one

25K: max loss (End-of-Day) $1,000, daily limit $625, contracts 1 mini, cap · bought from jul 27 $1,000; 50K: max loss (End-of-Day) $2,000, daily limit $1,250, contracts 3 minis, cap · bought from jul 27 $2,000; 100K: max loss (End-of-Day) $4,000, daily limit $2,500, contracts 5 minis, cap · bought from jul 27 $2,500; 150K: max loss (End-of-Day) $5,250, daily limit $3,000, contracts 7 minis, cap · bought from jul 27 $3,000.

Contracts fixed, no scaling · accounts bought before Jul 27 keep the old caps $1,500–$3,500 · each target is measured on the balance after the previous payout.

Payouts

At each target — 6% · then 5% · then 4%. Split: 90%. Cap · 2.0: 25K $1,000, 50K $2,000, 100K $2,500, 150K $3,000. Bought before Jul 27: old caps $1,500 / $2,500 / $3,000 / $3,500. Paid only through a verified Rise account · bank transfer or crypto · TopOne advertises under 12 hours on average · capped per request until you're live.

Going live

3 payouts (on the sim-funded account) → Live review (TopOne reviews your trading) → Live account (80/20 · no caps · up to 5). Live account: starts at a $0 balance · End-of-Day drawdown; Live payouts: daily · no caps · $200 minimum; Market data: you pay $140 per exchange a month.

Funded account at a glance (50K)

Drawdown

EOD · $2,000

Consistency

20%

Payouts

Each payout target (6% / 5% / 4%)

Buffer

$0

Position limit

3 Minis / 30 Micros

Profit split

90/10

No evaluation, one-time fee, no resets. EOD trailing MLL $2,000 locking at start +$100 (or at the first payout); DLL $1,250. Payout once profit reaches 6% (1st), 5% (2nd), 4% (3rd on) of the balance and the best day is <= 20% of profit; max $2,000 per request; full contracts from day 1, no scaling; news trading allowed; live review after 3 payouts; max 5 accounts of this size; 90/10

TopOne Instant Sim Funded — frequently asked questions

What is the TopOne code for Instant Sim Funded?

Type our TopOne code FE at checkout (our link toponefutures.com does not add it for you): 50% off Elite Daily, Instant Sim Funded 2.0 and X-Ultra, 55% off Ignite, and Elite Access for $39 plus a free second account — new-customer rates; activation fees are not discounted.

How does Instant Sim Funded pay out?

At each target — 6% · then 5% · then 4%; 90% split.

How is Instant Sim Funded rated?

6.3/10 (Fair) on the 50K in the FundedEnigma scorer. Lifts it: no evaluation · news trading allowed · a 6% → 5% → 4% payout ladder · 50% off with code FE (new customers) · 4.8 on Trustpilot. Holds it back: $339.50 for the 50K · 20% consistency · a daily limit · a $3,000 first target on the 50K · a $2,000 cap per payout · no resets.

Does our link apply code FE automatically?

No — type FE in the coupon box at TopOne's checkout. The discount is a new-customer rate, and activation fees are never discounted.