FXIFY Review 2026
In short: FXIFY is a Mauritius-based forex proprietary trading firm that has been operating for 3 years. Evaluation accounts start at $19, currently 30% off with code FXIFYV5NREK. Funded traders keep a 80/20 (90% with add-on) profit split. Capital can scale up to $400K per account (scaling to $4M).
FXIFY
FXIFY is a prop trading firm offering various trading programs with up to $400,000 starting capital, instant funding, and up to 90% performance split.
Affiliate link — FundedEnigma may earn a commission if you sign up, at no extra cost to you. The code FXIFYV5NREK applies the firm’s current discount. Disclosure.
Quick Facts
Profit Split
80/20 (90% with add-on)
Max Allocation
$400K per account (scaling to $4M)
First Payout
1 days
Payout Frequency
On demand for evaluations; bi-weekly on Instant; every 14 days on Lightning
Company Information
Features & Rules
Payment Methods
Overview
Enigma Rating
100% data confidence
Follows the best-rated of 54 plans, each scored on its own rules and price against plans with the same drawdown type.
Net first payout you can expect per dollar paid in (repeat your eval result once, after the split and any cap; monthly plans count an expected 1.5 months of fees) — vs. every plan in the same market. — ≈ $14.3 first payout / $1 spent · Three Phase (5% / 5% / 5%) 100K
How much USABLE loss buffer you get for what you pay in — a static drawdown counts in full, an end-of-day trailing one 85%, an intraday trailing one 60% — vs. every plan in the same market. — ≈ $17.9 buffer / $1 spent · Three Phase (5% / 5% / 5%) 100K
How quickly you reach a first withdrawal — eval days, funded days, the profit buffer and the payout cycle — how cheaply, and how much you can withdraw per month across all allowed accounts before going live. — ≈ 4 trading days to a first payout · $279 all-in · Three Phase (5% / 5% / 5%) 100K
How few restrictive rules stand between you and getting funded — scored per plan from its own eval and funded rules (static > locking trailing > end-of-day > intraday drawdown, buffer vs target, daily loss limit, consistency, min days, phases). — Friction: Daily loss limit $5,000, 3 evaluation phases, Second phase: $5,000 more profit before funding · Three Phase (5% / 5% / 5%) 100K
Reliability: Trustpilot score weighted by how many reviews stand behind it, the trend of the latest reviews, complaint themes and consumer alerts, plus track record (review volume and years operating). — 4.3/5 Trustpilot (6,268 reviews) · recent 60 reviews average 4.4 · praised: Helpful support (15%), Clear rules (5%) · complaints: Rule changes / unfair breaches (7%), Account blocks / KYC disputes (5%)
Rating by plan
All-in price includes the live discount| Plan | Account | Total cost | Value | Cushion | Payout | Ease | Rating |
|---|---|---|---|---|---|---|---|
| Instant Funding Standard | 1K | $69 | |||||
| Instant Funding Lite | 2.5K | $19 | |||||
| Instant Funding Standard | 2.5K | $119 | |||||
| Three Phase (5% / 5% / 5%) | 5K | $27.30−30% | |||||
| Instant Funding Lite | 5K | $44 | |||||
| Two Phase Standard (10% / 5%) | 5K | $41.30−30% | |||||
| One Phase | 5K | $41.30−30% | |||||
| Two Phase Classic (5% / 10%) | 5K | $41.30−30% | |||||
| Instant Funding Standard | 5K | $229 | |||||
| Lightning Challenge (5% in 5 days) | 10K | $41.30−30% | |||||
| Three Phase (5% / 5% / 5%) | 10K | $41.30−30% | |||||
| One Phase | 10K | $62.30−30% | |||||
| Instant Funding Lite | 10K | $89 | |||||
| Two Phase Classic (5% / 10%) | 10K | $62.30−30% | |||||
| Two Phase Standard (10% / 5%) | 10K | $62.30−30% | |||||
| Two Phase Pro (4% / 8%) | 10K | $90.30−30% | |||||
| Instant Funding Standard | 10K | $449 | |||||
| Three Phase (5% / 5% / 5%) | 15K | $55.30−30% | |||||
| Two Phase Standard (10% / 5%) | 15K | $83.30−30% | |||||
| One Phase | 15K | $83.30−30% | |||||
| Two Phase Classic (5% / 10%) | 15K | $83.30−30% | |||||
| Three Phase (5% / 5% / 5%) | 25K | $104.30−30% | |||||
| Lightning Challenge (5% in 5 days) | 25K | $104.30−30% | |||||
| Instant Funding Lite | 25K | $169 | |||||
| Two Phase Classic (5% / 10%) | 25K | $139.30−30% | |||||
| Two Phase Standard (10% / 5%) | 25K | $139.30−30% | |||||
| One Phase | 25K | $139.30−30% | |||||
| Two Phase Pro (4% / 8%) | 25K | $157.50−30% | |||||
| Instant Funding Standard | 25K | $899 | |||||
| Three Phase (5% / 5% / 5%) | 50K | $174.30−30% | |||||
| Lightning Challenge (5% in 5 days) | 50K | $174.30−30% | |||||
| Instant Funding Lite | 50K | $289 | |||||
| Two Phase Pro (4% / 8%) | 50K | $262.50−30% | |||||
| One Phase | 50K | $265.30−30% | |||||
| Two Phase Classic (5% / 10%) | 50K | $265.30−30% | |||||
| Two Phase Standard (10% / 5%) | 50K | $265.30−30% | |||||
| Instant Funding Standard | 50K | $1,749 | |||||
| Instant Funding Standard | 75K | $2,499 | |||||
| Lightning Challenge (5% in 5 days) | 100K | $279.30−30% | |||||
| Three Phase (5% / 5% / 5%)Best | 100K | $279.30−30% | |||||
| Two Phase Classic (5% / 10%) | 100K | $384.30−30% | |||||
| Two Phase Standard (10% / 5%) | 100K | $384.30−30% | |||||
| One Phase | 100K | $384.30−30% | |||||
| Two Phase Pro (4% / 8%) | 100K | $419.30−30% | |||||
| Instant Funding Standard | 100K | $4,249 | |||||
| Two Phase Pro (4% / 8%) | 150K | $594.30−30% | |||||
| Three Phase (5% / 5% / 5%) | 200K | $559.30−30% | |||||
| Two Phase Standard (10% / 5%) | 200K | $734.30−30% | |||||
| One Phase | 200K | $734.30−30% | |||||
| Two Phase Pro (4% / 8%) | 200K | $769.30−30% | |||||
| Two Phase Pro (4% / 8%) | 250K | $945−30% | |||||
| Three Phase (5% / 5% / 5%) | 400K | $1,119.30−30% | |||||
| Two Phase Standard (10% / 5%) | 400K | $2,065−30% | |||||
| One Phase | 400K | $2,065−30% |
Why the best plan scores well
- +Static drawdown in eval
- +Static drawdown once funded
- +Loss buffer at least as big as the profit target
- +No consistency rule in eval
- +Pass in as little as 1 day
What holds it back
- −Daily loss limit $5,000
- −3 evaluation phases
- −Second phase: $5,000 more profit before funding
What recent reviews say
- +Helpful support (15%)
- +Clear rules (5%)
- −Rule changes / unfair breaches (7%)
- −Account blocks / KYC disputes (5%)
- −Scam accusations (5%)
Trading Platforms
Tradable Assets
Payment Methods
Payout Methods
Key Features
Risk-Reward Profile
Trading Flexibility Score
Based on FXIFY's trading rules, this firm offers a aggressive trading environment. Ideal for active traders who want flexibility with their strategies.
Indicative classification derived from the firm's published rule flags (scalping, news trading, consistency rules, etc.). Not part of the Enigma Score — see our methodology page for how firms are actually scored.
Market Position
FXIFY at a glance
Challenge Plans & Pricing
Cost Calculator
Evaluation vs Funded Account
What Changes When You Get Funded
Key rule differences between evaluation and funded phases
Payout Journey
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Trading Rules
Trading Permissions
Trading Requirements
Additional Rules
None on One / Two Phase Standard / Three Phase. Two Phase Classic funded: 25%. Instant Lite: 20%. Lightning: 30%.
Place at least one trade every 60 days or the account is breached for inactivity.
Evaluation Guidelines
Broker-backed CFD prop firm (Forex, indices, commodities, crypto, stocks) with seven programs: One Phase (10% target, 6% trailing DD), Two Phase Classic (5%+10%, 10% static), Two Phase Standard (10%+5%, 10% trailing), Two Phase Pro (4%+8%, 8% max loss, 3 profitable days to pay), Three Phase (5%x3, 5% static), Instant Funding Standard ($1K-$100K, 8% trailing) and Lite ($2.5K-$50K, 4% trailing, 20% consistency), plus the Lightning Challenge (5% in 5 days). Sizes $5K-$400K; 80% split (90% add-on); on-demand first payout on evaluations with a 100% fee refund; scaling plan doubles the account every 3 months up to 4 times.
Daily loss limit is based on the previous day's balance (5 PM EST) and is a hard breach. Trailing programs lock the max drawdown at the starting balance once the buffer is reached or after any payout. Funded rules equal assessment rules. Copy trading between own accounts allowed (not on Lite / Lightning); EAs allowed except Lightning. Inactivity: one trade every 60 days. Payouts via Rise, minimum $50, reviewed Mon-Fri and processed within ~3 business days; Performance Protect add-on lets breached funded traders still withdraw profit.
Restricted Countries
FXIFY is not available in 34 countries
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with FXIFY before purchasing.
Trust & Track Record
Reviews & Verdict
The Upside
What we love
Traders keep 80/20 (90% with add-on) of their profits.
Payouts processed within 1 days.
Trade with automated systems and expert advisors.
No restrictions on trading during news events.
Grow your account size with performance.
The Downside
Room for improvement
None on One / Two Phase Standard / Three Phase. Two Phase Classic funded: 25%. Instant Lite: 20%. Lightning: 30%.
Not available in 34 countries.
Identity verification required before trading.
High-frequency trading strategies are restricted.
Trustpilot Reviews
View AllCommunity Reviews
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Frequently Asked Questions
Support & Contact
FXIFY explained on video
- FXIFY's Flash Sale Is Live: 40% Off Instant Funding (Excl.
- FXIFY's Promotions List Says It Expires On 2nd November.
- Instant Funding Has No Evaluation And No Profit Target: You Trade A Funded Account From Day One.
Prices and rules in this video are as of 2026-10-16 and may have changed — the current prices on this page were verified 2026-11-01.
- FXIFY Flash Sale: 40% Off Instant Funding (Excl.
- Instant Lite), Expiring 2nd November On FXIFY's Promotions List.
- Rules: 8% Daily Loss, 8% Trailing Drawdown, Payouts Every 14 Days, No News Trading, No Weekend Holding.
Prices and rules in this video are as of 2026-10-16 and may have changed — the current prices on this page were verified 2026-11-01.
- Hola Prime Direct In About A Minute: No Challenge: A Funded Account From Day One With A 3% Daily Loss And A 7% End-Of-Day Trailing Max Loss, Paid Every 14 Days.
- 4/10 (Fair) Against FXIFY Instant Funding Lite 50K.
Prices and rules in this video are as of 2026-10-03 and may have changed — the current prices on this page were verified 2026-11-01.
About FXIFY
Payouts: On demand for evaluations; bi-weekly on Instant; every 14 days on Lightning, with a first withdrawal available after 1 days. Risk is managed using the Static or trailing depending on program drawdown model, and a consistency rule applies: None on One / Two Phase Standard / Three Phase. Two Phase Classic funded: 25%. Instant Lite: 20%. Lightning: 30%. Trading is available on MT5, MT4, DXtrade, TradingView, cTrader across Forex, Indices, Commodities, Crypto, Stocks. Maximum leverage is Forex 30:1 (50:1 add-on / Instant), Indices 10-15:1, Stocks 2:1. On Trustpilot it holds 4.3/5 from 6,268 reviews. Compare FXIFY on FundedEnigma and check out with code FXIFYV5NREK to get the firm's current public discount while the sale is attributed to FundedEnigma.
Trustpilot rating: 4.3 / 5 from 6,268 reviews
FXIFY plans
- Instant Funding Lite — 2.5K / 5K / 10K / 25K / 50K, from $19
- Three Phase — 5K / 10K / 15K / 25K / 50K / 100K / 200K / 400K, from $27.30 (30% off)
- Lightning Challenge — 10K / 25K / 50K / 100K, from $41.30 (30% off)
- Two Phase Standard — 5K / 10K / 15K / 25K / 50K / 100K / 200K / 400K, from $41.30 (30% off)
- One Phase — 5K / 10K / 15K / 25K / 50K / 100K / 200K / 400K, from $41.30 (30% off)
- Two Phase Classic — 5K / 10K / 15K / 25K / 50K / 100K, from $41.30 (30% off)
- Instant Funding Standard — 1K / 2.5K / 5K / 10K / 25K / 50K / 75K / 100K, from $69
- Two Phase Pro — 10K / 25K / 50K / 100K / 150K / 200K / 250K, from $90.30 (30% off)
FXIFY — Frequently asked questions
- Is there a FXIFY discount code?
- Yes. FundedEnigma's code for FXIFY is FXIFYV5NREK, currently 30% off evaluations (verified November 1, 2026). Enter it at checkout.
- How much does FXIFY cost?
- FXIFY evaluations start at $19 (base price). Use code FXIFYV5NREK for the current 30% discount.
- What is FXIFY's profit split?
- FXIFY offers a 80/20 (90% with add-on) profit split.
- What is FXIFY's payout policy?
- FXIFY's payout policy is: On demand for evaluations; bi-weekly on Instant; every 14 days on Lightning.
- Does FXIFY have a consistency rule?
- Yes — FXIFY applies a consistency rule: None on One / Two Phase Standard / Three Phase. Two Phase Classic funded: 25%. Instant Lite: 20%. Lightning: 30%.
- What drawdown type does FXIFY use?
- FXIFY uses Static or trailing depending on program drawdown.
- Which countries does FXIFY restrict?
- FXIFY does not accept traders from 34 countries, including Afghanistan, Algeria, Belarus, Burundi, Central African Republic, Cote d'Ivoire, Crimea, Cuba and 26 more. The full list is on this page under Restricted Countries.
- What are FXIFY's payout rules?
- At FXIFY, payouts are on demand for evaluations; bi-weekly on Instant; every 14 days on Lightning; the first payout can be requested after 1 day; payout methods are Rise (bank transfer), Rise (crypto).
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated November 1, 2026