FundingPips Review 2026
FundingPips is a Comoros Union-based forex proprietary trading firm that has been operating for 1 year. Evaluation accounts start at $29, currently 5% off with code 80975C2F.
FundingPips
FundingPips is a prop trading firm offering simulated trading environments for educational and evaluation purposes. They provide various trading models and account types with a focus on scaling and rewards.
Affiliate link — FundedEnigma may earn a commission if you sign up, at no extra cost to you. The code 80975C2F applies the firm's current discount. Disclosure.
Quick Facts
Profit Split
Up to 95% (100% on monthly cycle)
Max Allocation
$400K (PRIME scaling to $2M)
First Payout
7 days
Payout Frequency
Weekly / bi-weekly / on demand / monthly depending on model
Company Information
Features & Rules
Overview
Enigma Rating
100% data confidence
Follows the best-rated of 27 plans, each scored on its own rules and price against plans with the same drawdown type.
Net first payout you can expect per dollar spent (repeat your eval result once, after the split and any cap) — vs. plans with the same drawdown type. — ≈ $20.1 first payout / $1 spent · 1 Step Flex 100K
How much loss buffer (max drawdown) you get for the price — vs. plans with the same drawdown type. — ≈ $23.7 buffer / $1 spent · 1 Step Flex 100K
How quickly you reach a first withdrawal — eval days, funded days, the profit buffer and the payout cycle — and how cheaply. — ≈ 15 trading days to a first payout · $506 all-in · 1 Step Flex 100K
How few restrictive rules stand between you and getting funded — scored per plan from its own eval and funded rules. — Friction: Daily loss limit $3,000, About 15 trading days to a first payout · 1 Step Flex 100K
Aggregated trader ratings and review reputation. — 4.5/5 Trustpilot (68,514 reviews) · recent 60 reviews average 4.6 · praised: Helpful support (10%), Fast payouts (8%)
Rating by plan
All-in price includes the live discount| Plan | Account | Total cost | Value | Cushion | Payout | Ease | Rating |
|---|---|---|---|---|---|---|---|
| 2 Step Pro (6% / 6%) | 5K | $27.55−5% | |||||
| 2 Step Flex (10% / 6%) | 5K | $30.40−5% | |||||
| 2 Step Standard (8% / 5%) | 5K | $34.20−5% | |||||
| Zero (instant Master) | 5K | $57−5% | |||||
| 1 Step Flex | 5K | $62.70−5% | |||||
| 2 Step Pro (6% / 6%) | 10K | $52.25−5% | |||||
| 2 Step Flex (10% / 6%) | 10K | $56.05−5% | |||||
| 2 Step Standard (8% / 5%) | 10K | $62.70−5% | |||||
| Zero (instant Master) | 10K | $83.60−5% | |||||
| 1 Step Flex | 10K | $94.05−5% | |||||
| 2 Step Pro (6% / 6%) | 25K | $127.30−5% | |||||
| 2 Step Flex (10% / 6%) | 25K | $151.05−5% | |||||
| 2 Step Standard (8% / 5%) | 25K | $168.15−5% | |||||
| Zero (instant Master) | 25K | $178.60−5% | |||||
| 1 Step Flex | 25K | $200.45−5% | |||||
| 2 Step Pro (6% / 6%) | 50K | $212.80−5% | |||||
| Zero (instant Master) | 50K | $231.80−5% | |||||
| 2 Step Flex (10% / 6%) | 50K | $255.55−5% | |||||
| 2 Step Standard (8% / 5%) | 50K | $284.05−5% | |||||
| 1 Step Flex | 50K | $297.35−5% | |||||
| 2 Step Pro (6% / 6%) | 100K | $400.90−5% | |||||
| Zero (instant Master) | 100K | $421.80−5% | |||||
| 2 Step Flex (10% / 6%) | 100K | $474.05−5% | |||||
| 2 Step Standard (8% / 5%) | 100K | $495.90−5% | |||||
| 1 Step FlexBest | 100K | $506.35−5% | |||||
| 2 Step Pro (6% / 6%) | 200K | $801.80−5% | |||||
| Zero (instant Master) | 200K | $843.60−5% |
Why the best plan scores well
- +Static drawdown in eval
- +Static drawdown once funded
- +Loss buffer at least as big as the profit target
- +No consistency rule in eval
- +Pass in as little as 1 day
What holds it back
- −Daily loss limit $3,000
- −About 15 trading days to a first payout
What recent reviews say
- +Helpful support (10%)
- +Fast payouts (8%)
Trading Platforms
Tradable Assets
Payment Methods
Payout Methods
Key Features
Risk-Reward Profile
Trading Flexibility Score
Based on FundingPips's trading rules, this firm offers a moderate trading environment. Suitable for most trading styles with balanced risk management.
Indicative classification derived from the firm's published rule flags (scalping, news trading, consistency rules, etc.). Not part of the Enigma Score — see our methodology page for how firms are actually scored.
Market Position
FundingPips at a glance
Challenge Plans & Pricing
Cost Calculator
Evaluation vs Funded Account
What Changes When You Get Funded
Key rule differences between evaluation and funded phases
Payout Journey
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Pass Evaluation
Complete all evaluation phases and meet profit targets
KYC Verification
Submit identity documents for verification
Receive Funded Account
Get access to your live funded trading account
First Payout Eligible
Meet the minimum trading period before first withdrawal
Request Payout
Submit withdrawal request and receive your profits
Trading Rules
Trading Permissions
Trading Requirements
Additional Rules
No consistency rule on evaluations. Zero: 15% consistency score plus 7 profitable days per 30 days. Profit Concentration Policy: if one trade idea makes more than 60% of an evaluation target, the Master account needs 4 profitable days before each reward.
Account breached if no completed trades within 30 consecutive days.
Evaluation Guidelines
Five models on simulated capital ($5K-$200K): Zero (no evaluation, 95% bi-weekly, trailing 5% max loss, strict risk rules), 1 Step Flex (12% target, 12% max loss, no minimum days, 85% bi-weekly), 2 Step Standard (8% + 5%, 10% max loss, 5% daily, 3 days per phase, 60-100% by cycle), 2 Step Flex (10% + 6%, 12% max loss, 4% daily, 85% or 95% split) and 2 Step Pro (6% + 6%, 6% max loss, 3% daily, 80% weekly). No time limits. Trade on MT5, cTrader or Match-Trader; scale to PRIME capital up to $2M.
Daily loss and max loss limits are hard breaches (static on evaluations, trailing on Zero). No weekend holding on Zero; news rules per model. Responsible Trading Policy applies (striking system on Master accounts, risk-per-trade-idea limits on Flex/Zero, max open risk 1% on Zero). Inactivity: no trades for 30 days breaches the account. Discounted resets within 7 days of a breach (15% Phase 1, 10% Phase 2, 7% Master, 20% Zero). Rewards via Rise, crypto, card or Tradin; US traders not supported.
Restricted Countries
FundingPips is not available in 3 countries
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with FundingPips before purchasing.
Trust & Track Record
Reviews & Verdict
The Upside
What we love
Traders keep Up to 95% (100% on monthly cycle) of their profits.
Payouts processed within 7 days.
Trade with automated systems and expert advisors.
No restrictions on trading during news events.
Grow your account size with performance.
The Downside
Room for improvement
No consistency rule on evaluations. Zero: 15% consistency score plus 7 profitable days per 30 days. Profit Concentration Policy: if one trade idea makes more than 60% of an evaluation target, the Master account needs 4 profitable days before each reward.
Identity verification required before trading.
Positions must be closed before weekends.
High-frequency trading strategies are restricted.
Trustpilot Reviews
View AllTrustpilot Rating
Community Reviews
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Frequently Asked Questions
Support & Contact
About FundingPips
Funded traders keep a Up to 95% (100% on monthly cycle) profit split. Capital can scale up to $400K (PRIME scaling to $2M). Payouts: Weekly / bi-weekly / on demand / monthly depending on model, with a first withdrawal available after 7 days. Risk is managed using the Static (Zero: trailing) drawdown model, and a consistency rule applies: No consistency rule on evaluations. Zero: 15% consistency score plus 7 profitable days per 30 days. Profit Concentration Policy: if one trade idea makes more than 60% of an evaluation target, the Master account needs 4 profitable days before each reward. Trading is available on MT5, cTrader, Match-Trader across Forex, Indices, Commodities, Crypto. Maximum leverage is 1:100 (Zero 1:50). On Trustpilot it holds 4.5/5 from 68,514 reviews. Compare FundingPips on FundedEnigma and check out with code 80975C2F to get the firm's current public discount while the sale is attributed to FundedEnigma.
Trustpilot rating: 4.5 / 5 from 68,514 reviews
FundingPips plans
- 2 Step Pro — 5K / 10K / 25K / 50K / 100K / 200K, from $27.55 (5% off)
- 2 Step Flex — 5K / 10K / 25K / 50K / 100K, from $30.40 (5% off)
- 2 Step Standard — 5K / 10K / 25K / 50K / 100K, from $34.20 (5% off)
- Zero — 5K / 10K / 25K / 50K / 100K / 200K, from $57 (5% off)
- 1 Step Flex — 5K / 10K / 25K / 50K / 100K, from $62.70 (5% off)
FundingPips — Frequently asked questions
- How much does FundingPips cost?
- FundingPips evaluations start at $29 (base price). Use code 80975C2F for the current 5% discount.
- What is FundingPips's profit split?
- FundingPips offers a Up to 95% (100% on monthly cycle) profit split.
- What is FundingPips's payout policy?
- FundingPips's payout policy is: Weekly / bi-weekly / on demand / monthly depending on model.
- Does FundingPips have a consistency rule?
- Yes — FundingPips applies a consistency rule: No consistency rule on evaluations. Zero: 15% consistency score plus 7 profitable days per 30 days. Profit Concentration Policy: if one trade idea makes more than 60% of an evaluation target, the Master account needs 4 profitable days before each reward.
- What drawdown type does FundingPips use?
- FundingPips uses Static (Zero: trailing) drawdown.
- Which countries does FundingPips restrict?
- FundingPips does not accept traders from 3 countries, including Iran, United Arab Emirates, Vietnam. The full list is on this page under Restricted Countries.
- What are FundingPips's payout rules?
- At FundingPips, payouts are weekly / bi-weekly / on demand / monthly depending on model; the first payout can be requested after 7 days; payout methods are Rise, Crypto, Card, Tradin.
Reviewed by the FundedEnigma Editorial Team · Methodology · Editorial policy · Last updated September 16, 2026