Top One Futures vs TradeDay: Which Prop Firm Is Better in 2026?
A side-by-side comparison of Top One Futures and TradeDay on the FundedEnigma Score, pricing, profit split, drawdown model and payouts. TradeDay currently rates higher by Enigma Score. Code FE applies each firm’s current discount.
Reviewed by the FundedEnigma Editorial Team · Methodology · Editorial policy · Last updated September 18, 2026
| Top One Futures | TradeDay | |
|---|---|---|
| Enigma Score (firm) | 59/100 (C) | 69/100 (B) |
| Enigma Rating (best plan) | 8.2/10 (Excellent) | 8.2/10 (Excellent) |
| Best plan | Elite Access ($39 evaluation) 150K · $398 all-in | End of Day Evaluation (monthly) 150K · $180 all-in |
| Net first payout | ≈ $8,100 net | ≈ $7,200 net |
| Days to first payout | ≈ 6 trading days | ≈ 6 trading days |
| Pass Ease | 81/100 | 62/100 |
| From (with code) | $39 | $58.95 |
| FundedEnigma code | FE | FE |
| Current discount | — | 55% off |
| Profit split | 90/10 | 80/20 (50/50 until $4K profit) |
| Drawdown model | EOD trailing (locks at start +$100) | Intraday or EOD (chosen at purchase); funded sim intraday (Quick Pay) / EOD (Fast Pass) |
| Payouts | Daily (Elite Daily) · every 5 days (Elite Access / Instant) · per 5% target (Ignite) | Daily (Quick Pay) |
| Max allocation | $150K (up to $750K sim via 5 S2F PRO accounts) | $150K |
| Type | futures | futures |
Why each best plan scores the way it does
Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Top One FuturesElite Access ($39 evaluation) 150K
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (17%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
TradeDayEnd of Day Evaluation (monthly) 150K
- +End-of-day drawdown in eval
- +No daily loss limit
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Reviews praise: Helpful support (12%)
- +Reviews praise: Fast payouts (10%)
- −Intraday trailing drawdown once funded
- −30% consistency rule in eval
- −5 trading days minimum
- −Reviews mention: Scam accusations (5%)
Key differences
- Top One Futures is cheaper to start — from $39 vs $58.95 (a $19.95 difference) with code FE.
- Top One Futures has the higher profit split (90/10 vs 80/20 (50/50 until $4K profit)), so you keep more of what you earn.
- Drawdown models differ: Top One Futures uses EOD trailing (locks at start +$100), while TradeDay uses Intraday or EOD (chosen at purchase); funded sim intraday (Quick Pay) / EOD (Fast Pass) — often the deciding factor for active traders.
- Payout schedules differ: Top One Futures — Daily (Elite Daily) · every 5 days (Elite Access / Instant) · per 5% target (Ignite); TradeDay — Daily (Quick Pay).
- TradeDay has the bigger live discount right now — 55% off vs no current discount, via code FE.
Which should you choose?
Choose Top One Futures if you want a lower entry cost and a higher profit split (90/10).
Choose TradeDay if you want a bigger current discount (55% off) and a higher overall Enigma Score.
Frequently asked questions
- Is Top One Futures or TradeDay better?
- By the Enigma Score, TradeDay rates higher (69/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Top One Futures or TradeDay?
- Top One Futures is cheaper to start, from $39 with code FE versus $58.95 for TradeDay.
- Which has the higher profit split?
- Top One Futures offers the higher profit split (90/10) compared with 80/20 (50/50 until $4K profit) at TradeDay.
- How do payouts compare?
- Top One Futures pays out daily (elite daily) · every 5 days (elite access / instant) · per 5% target (ignite), while TradeDay pays out daily (quick pay). Check each firm's first-payout rules on its review page before deciding.
Read the full reviews: Top One Futures · TradeDay · How the Enigma Score works