Top One Futures vs TradeDay: Which Prop Firm Is Better in 2026?
In short: TradeDay currently rates higher by Enigma Score. Top One Futures starts at $39 with a 90/10 (80/20 on X-Daily Spark) split; TradeDay starts at $53 with a 80/20 (50/50 until $4K profit) split. Code FE applies each firm’s current discount. The full side-by-side on Enigma Score, pricing, drawdown model and payouts follows.
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated November 2, 2026
| Top One Futures | TradeDay | |
|---|---|---|
| Enigma Score (firm) | 59/100 (C) | 69/100 (B) |
| Enigma Rating (best plan) | 8.5/10 (Excellent) | 8.3/10 (Excellent) |
| Best plan | Elite Access Intraday 150K · $218 all-in | End of Day Evaluation (monthly) 150K · $400 all-in |
| Net first payout | ≈ $2,250 net | ≈ $7,200 net |
| Days to first payout | ≈ 6 trading days | ≈ 6 trading days |
| Pass Ease | 82/100 | 62/100 |
| From (with code) | $39 | $53 |
| FundedEnigma code | FE | FE |
| Current discount | 60% off | 55% off |
| Profit split | 90/10 (80/20 on X-Daily Spark) | 80/20 (50/50 until $4K profit) |
| Drawdown model | EOD trailing (locks at start +$100); Intraday option on Elite Access funded | Intraday or EOD (chosen at purchase); funded sim intraday (Quick Pay) / EOD (Fast Pass) |
| Payouts | Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite) | Daily (Quick Pay) |
| Max allocation | $150K per account | $150K |
| Type | Futures | Futures |
Why each best plan scores the way it does
Top One Futures's best plan rates higher (8.5/10 (Excellent)). Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Top One FuturesElite Access Intraday 150K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (15%)
- +Reviews praise: Fast payouts (5%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
- −$4,500 profit buffer before the first withdrawal
- −First payout capped at $2,500
TradeDayEnd of Day Evaluation (monthly) 150K
- +End-of-day drawdown in eval
- +No daily loss limit
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Up to $60,000 of sim payouts before the move to live (6 accounts)
- +Reviews praise: Helpful support (12%)
- +Reviews praise: Fast payouts (10%)
- −Intraday trailing drawdown once funded
- −30% consistency rule in eval
- −5 trading days minimum
- −Reviews mention: Scam accusations (5%)
Key differences
- Top One Futures is cheaper to start — from $39 vs $53 (a $14 difference) with code FE.
- Top One Futures has the higher profit split (90/10 (80/20 on X-Daily Spark) vs 80/20 (50/50 until $4K profit)), so you keep more of what you earn.
- Drawdown models differ: Top One Futures uses EOD trailing (locks at start +$100); Intraday option on Elite Access funded, while TradeDay uses Intraday or EOD (chosen at purchase); funded sim intraday (Quick Pay) / EOD (Fast Pass) — often the deciding factor for active traders.
- Payout schedules differ: Top One Futures — Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite); TradeDay — Daily (Quick Pay).
- Top One Futures has the bigger live discount right now — 60% off vs 55%, via code FE.
Top One Futures and TradeDay on video
- All Three TradeDay Plans In One Video: Quick Pay Intraday (Paid From Day One, No Buffer, Intraday Drawdown), Quick Pay End Of Day (End-Of-Day Drawdown To Pass, Paid From Day One) And Fast Pass (Pass In 3 Days, End-Of-Day Drawdown Once Funded, 80/20).
Prices and rules in this video are as of 2026-10-07 and may have changed — the current prices on this page were verified 2026-11-02.
- TradeDay Fast Pass, Explained End To End — And Rated.
- Pass In As Few As 3 Days, Then An End-Of-Day Drawdown Once Funded And An 80/20 Split From The First Payout.
- 1/10, Strong) Against Its Closest Rival (Topstep Combine 50K (No Activation Fee)).
Prices and rules in this video are as of 2026-10-07 and may have changed — the current prices on this page were verified 2026-11-02.
Which should you choose?
Choose Top One Futures if you want a lower entry cost, a higher profit split (90/10 (80/20 on X-Daily Spark)) and a bigger current discount (60% off).
Choose TradeDay if you want a higher overall Enigma Score.
Frequently asked questions
- Is Top One Futures or TradeDay better?
- By the Enigma Score, TradeDay rates higher (69/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Top One Futures or TradeDay?
- Top One Futures is cheaper to start, from $39 with code FE versus $53 for TradeDay.
- Which has the higher profit split?
- Top One Futures offers the higher profit split (90/10 (80/20 on X-Daily Spark)) compared with 80/20 (50/50 until $4K profit) at TradeDay.
- How do payouts compare?
- Top One Futures pays out daily (elite daily, x-daily spark) · on demand after 5 profitable days (elite access) · per profit target (instant / ignite), while TradeDay pays out daily (quick pay). Check each firm's first-payout rules on its review page before deciding.
- Are there discount codes for Top One Futures and TradeDay?
- FundedEnigma's current deals — Top One Futures: code FE (60% off right now); TradeDay: code FE (55% off right now). Discounts change often, so these are updated daily.
Read the full reviews: Top One Futures · TradeDay · How the Enigma Score works