Lucid Trading vs Top One Futures: Which Prop Firm Is Better in 2026?
In short: Lucid Trading currently rates higher by Enigma Score. Lucid Trading starts at $75.60 with a 90/10 split; Top One Futures starts at $39 with a 90/10 (80/20 on X-Daily Spark) split. Code FE applies each firm’s current discount. The full side-by-side on Enigma Score, pricing, drawdown model and payouts follows.
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated November 4, 2026
| Lucid Trading | Top One Futures | |
|---|---|---|
| Enigma Score (firm) | 66/100 (B) | 59/100 (C) |
| Enigma Rating (best plan) | 8.1/10 (Excellent) | 8.5/10 (Excellent) |
| Best plan | LucidDaily EOD (DLL on) 50K · $95.20 all-in | Elite Access Intraday 150K · $218 all-in |
| Net first payout | ≈ $2,700 net | ≈ $2,250 net |
| Days to first payout | ≈ 4 trading days | ≈ 6 trading days |
| Pass Ease | 78/100 | 82/100 |
| From (with code) | $75.60 | $39 |
| FundedEnigma code | FE | FE |
| Current discount | 40% off | 60% off |
| Profit split | 90/10 | 90/10 (80/20 on X-Daily Spark) |
| Drawdown model | EOD | EOD trailing (locks at start +$100); Intraday option on Elite Access funded |
| Payouts | Daily (LucidDaily) / 3–5 day cycles | Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite) |
| Max allocation | $150K | $150K per account |
| Type | Futures | Futures |
Why each best plan scores the way it does
Top One Futures's best plan rates higher (8.5/10 (Excellent)). Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Lucid TradingLucidDaily EOD (DLL on) 50K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Up to $75,000 of sim payouts before the move to live (5 accounts)
- +Reviews praise: Fast payouts (10%)
- −Daily loss limit $1,200
- −50% consistency rule in eval
- −$2,100 profit buffer before the first withdrawal
- −Reviews mention: Account blocks / KYC disputes (42%)
- −Reviews mention: Scam accusations (20%)
Top One FuturesElite Access Intraday 150K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (15%)
- +Reviews praise: Fast payouts (5%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
- −$4,500 profit buffer before the first withdrawal
- −First payout capped at $2,500
Key differences
- Top One Futures is cheaper to start — from $39 vs $75.60 (a $36.60 difference) with code FE.
- Drawdown models differ: Lucid Trading uses EOD, while Top One Futures uses EOD trailing (locks at start +$100); Intraday option on Elite Access funded — often the deciding factor for active traders.
- Payout schedules differ: Lucid Trading — Daily (LucidDaily) / 3–5 day cycles; Top One Futures — Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite).
- Top One Futures has the bigger live discount right now — 60% off vs 40%, via code FE.
Lucid Trading and Top One Futures on video
- 0 (Funded Day One, New Payout Caps), Ignite (55% Off With FE) And The Limited X-Ultra.
Prices and rules in this video are as of 2026-10-03 and may have changed — the current prices on this page were verified 2026-11-04.
- Every Lucid Trading Plan, Explained In One Video: LucidDaily, LucidPro, LucidFlex And LucidDirect.
- Use The Chapters To Jump To Your Plan Or To Any Section.
Prices and rules in this video are as of 2026-09-18 and may have changed — the current prices on this page were verified 2026-11-04.
Which should you choose?
Choose Lucid Trading if you want a higher overall Enigma Score.
Choose Top One Futures if you want a lower entry cost and a bigger current discount (60% off).
Frequently asked questions
- Is Lucid Trading or Top One Futures better?
- By the Enigma Score, Lucid Trading rates higher (66/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Lucid Trading or Top One Futures?
- Top One Futures is cheaper to start, from $39 with code FE versus $75.60 for Lucid Trading.
- How do payouts compare?
- Lucid Trading pays out daily (luciddaily) / 3–5 day cycles, while Top One Futures pays out daily (elite daily, x-daily spark) · on demand after 5 profitable days (elite access) · per profit target (instant / ignite). Check each firm's first-payout rules on its review page before deciding.
- Are there discount codes for Lucid Trading and Top One Futures?
- FundedEnigma's current deals — Lucid Trading: code FE (40% off right now); Top One Futures: code FE (60% off right now). Discounts change often, so these are updated daily.
Read the full reviews: Lucid Trading · Top One Futures · How the Enigma Score works