Day Traders vs Top One Futures: Which Prop Firm Is Better in 2026?
In short: Day Traders currently rates higher by Enigma Score. Day Traders starts at $50 with a 100% (no split) split; Top One Futures starts at $39 with a 90/10 (80/20 on X-Daily Spark) split. Code ENIGMA applies Day Traders’s discount and FE applies Top One Futures’s discount. The full side-by-side on Enigma Score, pricing, drawdown model and payouts follows.
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated November 2, 2026
| Day Traders | Top One Futures | |
|---|---|---|
| Enigma Score (firm) | 69/100 (B) | 59/100 (C) |
| Enigma Rating (best plan) | 8.5/10 (Excellent) | 8.5/10 (Excellent) |
| Best plan | Static Evaluation 100K · $80 all-in | Elite Access Intraday 150K · $218 all-in |
| Net first payout | ≈ $3,000 net | ≈ $2,250 net |
| Days to first payout | ≈ 10 trading days | ≈ 6 trading days |
| Pass Ease | 72/100 | 82/100 |
| From (with code) | $50 | $39 |
| FundedEnigma code | ENIGMA | FE |
| Current discount | — | 60% off |
| Profit split | 100% (no split) | 90/10 (80/20 on X-Daily Spark) |
| Drawdown model | EOD / Intraday Trailing / Static (chosen per account) | EOD trailing (locks at start +$100); Intraday option on Elite Access funded |
| Payouts | After 8 qualifying days (Pro) · every 10 qualifying days (S2F) | Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite) |
| Max allocation | $300K | $150K per account |
| Type | Futures | Futures |
Why each best plan scores the way it does
Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Day TradersStatic Evaluation 100K
- +Static drawdown in eval
- +Static drawdown once funded
- +No daily loss limit
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Reviews praise: Helpful support (8%)
- −Loss buffer only 26% of the profit target
- −50% consistency rule in eval
- −30% consistency rule once funded
- −First payout capped at $3,000
- −Reviews mention: Scam accusations (5%)
Top One FuturesElite Access Intraday 150K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (15%)
- +Reviews praise: Fast payouts (5%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
- −$4,500 profit buffer before the first withdrawal
- −First payout capped at $2,500
Key differences
- Top One Futures is cheaper to start — from $39 vs $50 (a $11 difference) with code FE.
- Day Traders has the higher profit split (100% (no split) vs 90/10 (80/20 on X-Daily Spark)), so you keep more of what you earn.
- Drawdown models differ: Day Traders uses EOD / Intraday Trailing / Static (chosen per account), while Top One Futures uses EOD trailing (locks at start +$100); Intraday option on Elite Access funded — often the deciding factor for active traders.
- Payout schedules differ: Day Traders — After 8 qualifying days (Pro) · every 10 qualifying days (S2F); Top One Futures — Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite).
- Top One Futures has the bigger live discount right now — 60% off vs no current discount, via code FE (Top One Futures) / code ENIGMA (Day Traders).
Day Traders and Top One Futures on video
- 0 (Funded Day One, New Payout Caps), Ignite (55% Off With FE) And The Limited X-Ultra.
Prices and rules in this video are as of 2026-10-03 and may have changed — the current prices on this page were verified 2026-11-02.
- 2 (60% Off) Elite Daily 50K (Monthly Plan): $218 → $98.
Which should you choose?
Choose Day Traders if you want a higher profit split (100% (no split)) and a higher overall Enigma Score.
Choose Top One Futures if you want a lower entry cost and a bigger current discount (60% off).
Frequently asked questions
- Is Day Traders or Top One Futures better?
- By the Enigma Score, Day Traders rates higher (69/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Day Traders or Top One Futures?
- Top One Futures is cheaper to start, from $39 with code FE versus $50 for Day Traders.
- Which has the higher profit split?
- Day Traders offers the higher profit split (100% (no split)) compared with 90/10 (80/20 on X-Daily Spark) at Top One Futures.
- How do payouts compare?
- Day Traders pays out after 8 qualifying days (pro) · every 10 qualifying days (s2f), while Top One Futures pays out daily (elite daily, x-daily spark) · on demand after 5 profitable days (elite access) · per profit target (instant / ignite). Check each firm's first-payout rules on its review page before deciding.
- Are there discount codes for Day Traders and Top One Futures?
- FundedEnigma's current deals — Day Traders: code ENIGMA (standard price right now); Top One Futures: code FE (60% off right now). Discounts change often, so these are updated daily.
Read the full reviews: Day Traders · Top One Futures · How the Enigma Score works