Day Traders vs Top One Futures: Which Prop Firm Is Better in 2026?
A side-by-side comparison of Day Traders and Top One Futures on the FundedEnigma Score, pricing, profit split, drawdown model and payouts. Day Traders currently rates higher by Enigma Score. Code ENIGMA applies Day Traders’s discount and FE applies Top One Futures’s.
Reviewed by the FundedEnigma Editorial Team · Methodology · Editorial policy · Last updated September 18, 2026
| Day Traders | Top One Futures | |
|---|---|---|
| Enigma Score (firm) | 69/100 (B) | 59/100 (C) |
| Enigma Rating (best plan) | 8.5/10 (Excellent) | 8.2/10 (Excellent) |
| Best plan | Static Evaluation 100K · $80 all-in | Elite Access ($39 evaluation) 150K · $398 all-in |
| Net first payout | ≈ $3,000 net | ≈ $8,100 net |
| Days to first payout | ≈ 10 trading days | ≈ 6 trading days |
| Pass Ease | 72/100 | 81/100 |
| From (with code) | $50 | $39 |
| FundedEnigma code | ENIGMA | FE |
| Current discount | — | — |
| Profit split | 100% (no split) | 90/10 |
| Drawdown model | EOD / Intraday Trailing / Static (chosen per account) | EOD trailing (locks at start +$100) |
| Payouts | After 8 qualifying days (Pro) · every 10 qualifying days (S2F) | Daily (Elite Daily) · every 5 days (Elite Access / Instant) · per 5% target (Ignite) |
| Max allocation | $300K | $150K (up to $750K sim via 5 S2F PRO accounts) |
| Type | futures | futures |
Why each best plan scores the way it does
Day Traders's best plan rates higher (8.5/10 (Excellent)). Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Day TradersStatic Evaluation 100K
- +Static drawdown in eval
- +Static drawdown once funded
- +No daily loss limit
- +Higher first-payout return per $ than most plans in this market
- +Bigger usable loss buffer per $ than most plans in this market
- +Reviews praise: Helpful support (8%)
- −Loss buffer only 26% of the profit target
- −50% consistency rule in eval
- −30% consistency rule once funded
- −First payout capped at $3,000
- −Reviews mention: Scam accusations (5%)
Top One FuturesElite Access ($39 evaluation) 150K
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (17%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
Key differences
- Top One Futures is cheaper to start — from $39 vs $50 (a $11 difference) with code FE.
- Day Traders has the higher profit split (100% (no split) vs 90/10), so you keep more of what you earn.
- Drawdown models differ: Day Traders uses EOD / Intraday Trailing / Static (chosen per account), while Top One Futures uses EOD trailing (locks at start +$100) — often the deciding factor for active traders.
- Payout schedules differ: Day Traders — After 8 qualifying days (Pro) · every 10 qualifying days (S2F); Top One Futures — Daily (Elite Daily) · every 5 days (Elite Access / Instant) · per 5% target (Ignite).
Which should you choose?
Choose Day Traders if you want a higher profit split (100% (no split)) and a higher overall Enigma Score.
Choose Top One Futures if you want a lower entry cost.
Frequently asked questions
- Is Day Traders or Top One Futures better?
- By the Enigma Score, Day Traders rates higher (69/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Day Traders or Top One Futures?
- Top One Futures is cheaper to start, from $39 with code FE versus $50 for Day Traders.
- Which has the higher profit split?
- Day Traders offers the higher profit split (100% (no split)) compared with 90/10 at Top One Futures.
- How do payouts compare?
- Day Traders pays out after 8 qualifying days (pro) · every 10 qualifying days (s2f), while Top One Futures pays out daily (elite daily) · every 5 days (elite access / instant) · per 5% target (ignite). Check each firm's first-payout rules on its review page before deciding.
Read the full reviews: Day Traders · Top One Futures · How the Enigma Score works