Apex Trader Funding vs Top One Futures: Which Prop Firm Is Better in 2026?
In short: Apex Trader Funding currently rates higher by Enigma Score. Apex Trader Funding starts at $24.90 with a 100% payout split split; Top One Futures starts at $39 with a 90/10 (80/20 on X-Daily Spark) split. Code FE applies each firm’s current discount. The full side-by-side on Enigma Score, pricing, drawdown model and payouts follows.
By Steve H — reads every firm’s official rulebook, checks prices and codes daily, and maintains the Enigma Score · Methodology · Editorial policy · Last updated November 2, 2026
| Apex Trader Funding | Top One Futures | |
|---|---|---|
| Enigma Score (firm) | 69/100 (B) | 59/100 (C) |
| Enigma Rating (best plan) | 7.9/10 (Strong) | 8.5/10 (Excellent) |
| Best plan | EOD Trail Evaluation (No Activation Fee) 100K · $159 all-in | Elite Access Intraday 150K · $218 all-in |
| Net first payout | ≈ $2,000 net | ≈ $2,250 net |
| Days to first payout | ≈ 6 trading days | ≈ 6 trading days |
| Pass Ease | 81/100 | 82/100 |
| From (with code) | $24.90 | $39 |
| FundedEnigma code | FE | FE |
| Current discount | 90% off | 50% off |
| Profit split | 100% payout split | 90/10 (80/20 on X-Daily Spark) |
| Drawdown model | Intraday Trailing or EOD (chosen at purchase) | EOD trailing (locks at start +$100); Intraday option on Elite Access funded |
| Payouts | Up to weekly (after 5 qualifying days) | Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite) |
| Max allocation | $150K | $150K per account |
| Type | Futures | Futures |
Why each best plan scores the way it does
Top One Futures's best plan rates higher (8.5/10 (Excellent)). Reasons come from each plan's own rules and price, judged against plans with the same drawdown type.
Apex Trader FundingEOD Trail Evaluation (No Activation Fee) 100K
- +End-of-day drawdown in eval
- +End-of-day drawdown once funded, locks at the start balance
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Withdraw up to $172,000/month across 20 accounts
- +Reviews praise: Helpful support (12%)
- +Reviews praise: Fast payouts (8%)
- −Daily loss limit $1,500
- −50% consistency rule once funded
- −$3,100 profit buffer before the first withdrawal
- −First payout capped at $2,000
Top One FuturesElite Access Intraday 150K
- +End-of-day drawdown in eval
- +Intraday trailing drawdown once funded, locks at the start balance
- +No daily loss limit
- +No consistency rule in eval
- +Pass in as little as 1 day
- +Reviews praise: Helpful support (15%)
- +Reviews praise: Fast payouts (5%)
- −Loss buffer only 44% of the profit target
- −40% consistency rule once funded
- −$4,500 profit buffer before the first withdrawal
- −First payout capped at $2,500
Key differences
- Apex Trader Funding is cheaper to start — from $24.90 vs $39 (a $14.10 difference) with code FE.
- Apex Trader Funding has the higher profit split (100% payout split vs 90/10 (80/20 on X-Daily Spark)), so you keep more of what you earn.
- Drawdown models differ: Apex Trader Funding uses Intraday Trailing or EOD (chosen at purchase), while Top One Futures uses EOD trailing (locks at start +$100); Intraday option on Elite Access funded — often the deciding factor for active traders.
- Payout schedules differ: Apex Trader Funding — Up to weekly (after 5 qualifying days); Top One Futures — Daily (Elite Daily, X-Daily Spark) · on demand after 5 profitable days (Elite Access) · per profit target (Instant / Ignite).
- Apex Trader Funding has the bigger live discount right now — 90% off vs 50%, via code FE.
Apex Trader Funding and Top One Futures on video
- 0 (Funded Day One, New Payout Caps), Ignite (55% Off With FE) And The Limited X-Ultra.
Prices and rules in this video are as of 2026-10-03 and may have changed — the current prices on this page were verified 2026-11-02.
- BluSky Trading Vs Apex Trader Funding, Plan By Plan At 50K, With Every Number As Each Firm Publishes It Today.
- Round 1: BluSky Orbit 50K Vs Apex EOD Trail 50K (No Activation Fee) — BluSky 4, Apex 2, 1 Tie.
- Round 2: BluSky Launch 50K Vs Apex EOD Trail 50K (Standard) — BluSky 3, Apex 3, 1 Tie.
Prices and rules in this video are as of 2026-10-04 and may have changed — the current prices on this page were verified 2026-11-02.
Which should you choose?
Choose Apex Trader Funding if you want a lower entry cost, a higher profit split (100% payout split), a bigger current discount (90% off) and a higher overall Enigma Score.
Choose Top One Futures if you prefer its drawdown model or payout schedule shown in the table above.
Frequently asked questions
- Is Apex Trader Funding or Top One Futures better?
- By the Enigma Score, Apex Trader Funding rates higher (69/100 (B)). Both list verified pricing and their FundedEnigma affiliate discount — the better choice depends on your priorities (cost, drawdown model, payout speed).
- Which is cheaper, Apex Trader Funding or Top One Futures?
- Apex Trader Funding is cheaper to start, from $24.90 with code FE versus $39 for Top One Futures.
- Which has the higher profit split?
- Apex Trader Funding offers the higher profit split (100% payout split) compared with 90/10 (80/20 on X-Daily Spark) at Top One Futures.
- How do payouts compare?
- Apex Trader Funding pays out up to weekly (after 5 qualifying days), while Top One Futures pays out daily (elite daily, x-daily spark) · on demand after 5 profitable days (elite access) · per profit target (instant / ignite). Check each firm's first-payout rules on its review page before deciding.
- Are there discount codes for Apex Trader Funding and Top One Futures?
- FundedEnigma's current deals — Apex Trader Funding: code FE (90% off right now); Top One Futures: code FE (50% off right now). Discounts change often, so these are updated daily.
Read the full reviews: Apex Trader Funding · Top One Futures · How the Enigma Score works