Upcomers Horizon Review (2026): No Consistency Rule, Ever, Code enigma & Our 5.1/10 Rating

What you need to pass

5K: profit target $450, max drawdown $300, daily loss $150, min days 2; 10K: profit target $900, max drawdown $600, daily loss $300, min days 2; 25K: profit target $2,250, max drawdown $1,500, daily loss $750, min days 2; 50K: profit target $4,500, max drawdown $3,000, daily loss $1,500, min days 2; 100K: profit target $9,000, max drawdown $6,000, daily loss $3,000, min days 2; 200K: profit target $18,000, max drawdown $12,000, daily loss $6,000, min days 2; 300K: profit target $27,000, max drawdown $18,000, daily loss $9,000, min days 2; 1.5M: profit target $135,000, max drawdown $90,000, daily loss $45,000, min days 2.

Drawdown: a 6% Dynamic Risk Shield — it trails your highest equity, open profit included, and stops at your starting level.

No consistency rule to pass. At least 2 trading days — a day only counts at 0.5% profit.

Trading rules

These apply on every account.

Daily loss: 3% · resets 00:00 UTC · Max drawdown: 6% · trailing, locks at start · Max loss per trade: 3% of the size once funded — a HARD breach · Best-day rule: None — no consistency rule · Trading days: Count only at 0.5% profit in the day · Banned: Trades under 2 min · one-sided bets · hedging · HFT/arbitrage · Allowed: News · EAs and AI agents (your own) · weekends · An account is closed after 35 days with no closed trade · a reset, or a declined or partly approved payout, limits every later payout on that account to 50% · the gambling-behaviour rules (all-or-nothing trades, sizing up after losses) can cut or deny a payout

Price with our code enigma

One-time fees at the standard 90% split (list → at checkout now, 90% off): 5K $372.90 → $37.29, 10K $559.90 → $55.99, 25K $944.90 → $94.49, 50K $1,406.90 → $140.69, 100K $2,737.90 → $273.79, 200K $4,629.90 → $462.99, 300K $6,422.90 → $642.29, 1.5M $27,894.90 → $2,789.49. Upcomers' prices at the standard 90% split, with its running 90% promotion applied automatically at checkout. Our code enigma adds 5 percentage points on your first order (Upcomers' affiliate terms). One-time fee.

Upcomers is running 90% off right now, applied automatically at checkout. Use our Upcomers code enigma through our link (upcomers.com/?ref=enigma) — Upcomers' affiliate terms add 5 more percentage points off your first order.

Funded: the rules that pay

5K: daily loss $150, max drawdown $300, max loss per trade $150, 1st payout cap $100; 10K: daily loss $300, max drawdown $600, max loss per trade $300, 1st payout cap $100; 25K: daily loss $750, max drawdown $1,500, max loss per trade $750, 1st payout cap $250; 50K: daily loss $1,500, max drawdown $3,000, max loss per trade $1,500, 1st payout cap $500; 100K: daily loss $3,000, max drawdown $6,000, max loss per trade $3,000, 1st payout cap $1,000; 200K: daily loss $6,000, max drawdown $12,000, max loss per trade $6,000, 1st payout cap $2,000; 300K: daily loss $9,000, max drawdown $18,000, max loss per trade $9,000, 1st payout cap $3,000; 1.5M: daily loss $45,000, max drawdown $90,000, max loss per trade $45,000, 1st payout cap $5,000.

Drawdown trailing, locks at start · three trading days up to 50K, four above 50K up to 200K, and five above that at 0.5% profit before each payout · 3% profit before each payout.

Payouts

Every 14 days — first one 14 days after funding · 3% profit before each. Split: 90%. First payout cap: 5K $100, 25K $250, 50K $500, 100K $1,000, 200K $2,000. The cap rises payout by payout: after the 7th approved payout the account resets and the caps stop. Reviewed in 24–48 hours, paid by bank ($19.90 + 2.49% fee) or crypto ($19.90 + 30%, or the bank rate if over half your orders were paid in crypto) · $45 minimum.

Going live

1st payout ($1,000 cap on the 100K) → Each full approval (unlocks the next, higher cap) → Caps lifted (after the last tier the account resets to its start). Partial or declined payout: the cap does not move up; Profit above a cap: stays on the account, never withdrawable later; A reset or a rule violation: every later payout on that account is limited to 50%.

Rating: 5.1/10 and the closest rival

The Enigma Score gives the Horizon 100K 5.1/10 (Fair): Value 33, Risk Cushion 84, Payout Reach 55, Pass Ease 73, Trader Sentiment 25 (Trustpilot rating withdrawn — fake reviews removed). Lifts it: Intraday trailing drawdown once funded, locks at the start balance; No consistency rule in the evaluation; Bigger usable loss buffer per $ than most plans in this market; 90% profit split. Holds it back: Intraday trailing drawdown in the evaluation; Daily loss limit $3,000; Lower first-payout return per $ than most plans in this market; $3,000 profit buffer before the first withdrawal.

Its closest rival is FundingPips 1 Step Flex (8.8/10, $479.70): Drawdown: 6% trailing, locks at start vs static; Daily loss · 100K: $3,000 vs $3,000; Best-day rule (funded): none vs none; First payout cap: $1,000 vs none; Payouts: every 14 days vs Bi-weekly 85% or Monthly 100%; Split: 90% vs 85%.

Who Upcomers Horizon is for

Buy it if: No consistency or best-day rule — in the evaluation or funded; You're fine with a 9% target and 14-day payouts; $273.79 for the 100K right now. Not for you if: You'd rather hit a lower 5% target → Thunderbolt. The cheapest way in is the 5K at $37.29 with our code enigma. Before you buy: Upcomers' Trustpilot rating is currently withdrawn for a breach of Trustpilot's guidelines (fake reviews were removed), and recent one-star reviews describe payouts denied under its risk rules (max single-trade loss, best-day, trading-day and gambling-behaviour rules). Read the rules carefully.

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