Upcomers Horizon Futures Review (2026): No Best-Day Rule Futures, Code enigma & Our 8.6/10 Rating

What you need to pass

25K: profit target $1,500, max drawdown $1,000, daily loss $750, min days 2; 50K: profit target $3,000, max drawdown $2,000, daily loss $1,500, min days 2; 100K: profit target $6,000, max drawdown $4,000, daily loss $3,000, min days 2; 200K: profit target $12,000, max drawdown $8,000, daily loss $6,000, min days 2; 300K: profit target $18,000, max drawdown $12,000, daily loss $9,000, min days 2; 400K: profit target $24,000, max drawdown $16,000, daily loss $12,000, min days 2.

Drawdown: a 4% End-of-Day trailing drawdown — it moves up only at the 5:00 PM ET close and stops at your starting level.

No consistency rule and no minimum days to pass — hit the target and close your positions.

Trading rules

These apply on every account.

Daily loss: 3% · resets 5:00 PM ET · Max drawdown: 4% · End-of-Day trailing · Max loss per trade: 1.5% of the size once funded — a HARD breach · Best-day rule: None — no consistency rule · Trading days: No minimum · Banned: Trades under 2 min · one-sided bets · hedging · HFT/arbitrage · Allowed: News · EAs and AI agents (your own) · weekends · An account is closed after 14 days with no closed trade · a reset, or a declined or partly approved payout, limits every later payout on that account to 50% · the gambling-behaviour rules (all-or-nothing trades, sizing up after losses) can cut or deny a payout

Price with our code enigma

One-time fees at the standard 90% split (list → at checkout now, 90% off): 25K $590 → $59, 50K $990 → $99, 100K $1,590.10 → $159.01, 200K $2,690.10 → $269.01, 300K $3,790.10 → $379.01, 400K $4,790 → $479. Upcomers' prices at the standard 90% split, with its running 90% promotion applied automatically at checkout. Our code enigma adds 5 percentage points on your first order (Upcomers' affiliate terms). One-time fee.

Upcomers is running 90% off right now, applied automatically at checkout. Use our Upcomers code enigma through our link (upcomers.com/?ref=enigma) — Upcomers' affiliate terms add 5 more percentage points off your first order.

Funded: the rules that pay

25K: daily loss $500, max drawdown $1,000, max loss per trade $375, 1st payout cap not stated; 50K: daily loss $1,000, max drawdown $2,000, max loss per trade $750, 1st payout cap not stated; 100K: daily loss $2,000, max drawdown $4,000, max loss per trade $1,500, 1st payout cap not stated; 200K: daily loss $4,000, max drawdown $8,000, max loss per trade $3,000, 1st payout cap not stated; 300K: daily loss $6,000, max drawdown $12,000, max loss per trade $4,500, 1st payout cap not stated; 400K: daily loss $8,000, max drawdown $16,000, max loss per trade $6,000, 1st payout cap not stated.

Drawdown End-of-Day trailing · three trading days up to 50K, four above 50K up to 200K, and five above that at 0.5% profit before each payout · 3% profit before each payout.

Payouts

Every 14 days — first one 14 days after funding · 3% profit before each. Split: 90%. Payout caps: 25K —, 50K —, 100K —, 200K —, 400K —. Not stated: Upcomers' futures cap table covers Thunderbolt and Vanguard only. Reviewed in 24–48 hours, paid by bank ($19.90 + 2.49% fee) or crypto ($19.90 + 30%, or the bank rate if over half your orders were paid in crypto) · $100 minimum.

Going live

1st payout (cap not stated) → Each full approval (unlocks the next, higher cap) → Caps lifted (after the last tier the account resets to its start). Partial or declined payout: the cap does not move up; Profit above a cap: stays on the account, never withdrawable later; A reset or a rule violation: every later payout on that account is limited to 50%.

Rating: 8.6/10 and the closest rival

The Enigma Score gives the Horizon Futures 50K 8.6/10 (Excellent): Value 96, Risk Cushion 88, Payout Reach 76, Pass Ease 84, Trader Sentiment 25 (Trustpilot rating withdrawn — fake reviews removed). Lifts it: End-of-day drawdown in the evaluation; End-of-day drawdown once funded, locks at the start balance; No consistency rule in the evaluation; Higher first-payout return per $ than most plans in this market. Holds it back: Daily loss limit $1,500; $1,500 profit buffer before the first withdrawal.

Its closest rival is MyFundedFutures Builder Plan (8.9/10, $92): Drawdown: 4% End-of-Day trailing vs End-of-Day; Daily loss · 50K: $1,500 vs $1,000; Best-day rule (funded): none vs 50%; First payout cap: not stated vs $2,000; Payouts: every 14 days vs Every 48 hours; Split: 90% vs 80%.

Who Upcomers Horizon Futures is for

Buy it if: Futures with no best-day rule, in the evaluation or funded; End-of-Day drawdown · 14-day payouts; $99 for the 50K right now. Not for you if: You want payouts on request → Thunderbolt Futures. The cheapest way in is the 25K at $59 with our code enigma. Before you buy: Upcomers' Trustpilot rating is currently withdrawn for a breach of Trustpilot's guidelines (fake reviews were removed), and recent one-star reviews describe payouts denied under its risk rules (max single-trade loss, best-day, trading-day and gambling-behaviour rules). Read the rules carefully.

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