The5ers High Stakes Review (2026): Two Steps, New And Classic, Code P4F4L & Our 7.5/10 Rating

Two steps to pass

2.5K: step 1 · new / classic $250 / $200, step 2 · 5% $125, max loss $250, daily loss $125; 5K: step 1 · new / classic $500 / $400, step 2 · 5% $250, max loss $500, daily loss $250; 10K: step 1 · new / classic $1,000 / $800, step 2 · 5% $500, max loss $1,000, daily loss $500; 25K: step 1 · new / classic $2,500 / $2,000, step 2 · 5% $1,250, max loss $2,500, daily loss $1,250; 50K: step 1 · new / classic $5,000 / $4,000, step 2 · 5% $2,500, max loss $4,000, daily loss $2,000; 100K: step 1 · new / classic $10,000 / $8,000, step 2 · 5% $5,000, max loss $8,000, daily loss $4,000.

Max loss is static from the starting balance. The daily loss is measured from the higher of the previous day's closing balance or equity and ends the account.

No consistency rule — you need 3 profitable days in each step (0.5% of the balance: $500 on the 100K). No time limit.

Trading rules

These apply on every account.

News trading: No order may execute 2 min before → 2 min after red-folder news · Overnight · weekend: Allowed · indices carry a high weekend swap · Max loss: 10% static · 8% on 50K and 100K · Daily loss: 5% · 4% on 50K and 100K — ends the account · EAs: Only with your own source code · no HFT, arbitrage or tick scalping · Accounts: NEW: up to 3 each of 2.5K/5K/10K · one 50K or 100K across both · Inactivity: 30 days in the challenge · 60 days funded · Leverage 1:100 on forex · news-window profits are removed, losses stay · Classic: one each of 2.5K, 5K, 10K-or-25K, 50K-or-100K · Stop loss not mandatory · no stealth stop-losses · cTrader adds $10 · US traders: TradingView only · ID check (KYC) after you pass

Price with our code P4F4L

One-time fees (list price): 2.5K $19 → $22, 5K $35 → $39, 10K $69 → $78, 25K $176 → $195, 50K $249 → $279, 100K $405 → $455. List prices — use our code P4F4L at checkout through our link. Fee back: 10% Hub Credits after Step 1, 20% after Step 2, 70% cash with the first payout ($150+ profit, account 14+ days old).

Use our The5ers code P4F4L at checkout through our link (the5ers.com/?afmc=1b7e) — prices shown are The5ers' list prices.

Funded: 80% from day one

Up to $150K: split 80%, extra —; $175K – $200K: split 85%, extra —; $250K – $300K: split 90%, extra —; $350K – $450K: split 100%, extra + $4,000 fixed a month; $500K (cap): split 100%, extra + $10,000 fixed a month.

Max loss and daily loss stay the same once funded · payout caps: $3,000 on the 50K ($300 min), $4,000 on the 100K ($500 min) · close all trades to scale.

Payouts

14 days — after you're funded, then every 2 weeks. Split: 80%. Cap per payout: 50K $3,000, 100K $4,000. First payout: carries the 70% cash refund of your fee. First payout 14 days after activation, then every 14 days · minimum $150 · processed within 3 business days · close all trades before you request.

Going live

Every 10% (plus 3 profitable days) → $350K (100% + $4,000 a month) → $500K cap (100% + $10,000 a month). Split to $150K: 80 / 20; $175K – $300K: 85% → 90%; Fixed monthly payout: $4,000 from $350K · $10,000 at $500K.

Rating: 7.5/10 and the closest rival

The Enigma Score gives the High Stakes 100K 7.5/10 (Strong): Value 62, Risk Cushion 93, Payout Reach 59, Pass Ease 83, Trader Sentiment 93 (4.7 out of 5 on Trustpilot). Lifts it: 70% of the fee back in cash (+30% in credits) · static max loss · 80% split from the start · 100% + a fixed monthly payout from $350K · 4.7 on Trustpilot. Holds it back: a daily loss that ends the account · 8% max loss on the 100K · 3 profitable days per step · a 2-minute news window · a $4,000 payout cap on the 100K · Classic 100K: 7.4.

Its closest rival is FundingPips 2 Step Flex 100K (8.7/10, $499 one-time · list): Targets: 10% → 5% vs 10% → 6%; Max loss: $8,000 static vs $12,000 static; Daily loss: $4,000 vs $4,000; Minimum days: 3 profitable per step vs 1 per step; First payout: 14 days vs 14 days; Split: 80 / 20 vs 85 / 15.

Who The5ers High Stakes is for

Buy it if: You want a cheap two-step — from $19 at list; You like getting most of the fee back with the first payout; You can work around the 2-minute news window. Not for you if: You want no daily limit while you're tested → Bootcamp. The cheapest way in is the NEW 2.5K at $19 with our code P4F4L.

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